
Yes, you can apply for a travel loan for international vacation. And for a smooth application, make sure you fulfil the following eligibility criteria for a Tata Capital loan.
Do you wish to travel the world but get caught up in other expenses? Why don't you get a personal loan for travel? It's the best way to fund a holiday without waiting for months. Whether you're a mountain person or a beach person, Personal Loan for Travel will make all your travel dreams come true. Avail of a simple and quick Travel Loan with Tata Capital and head off on your next adventure already!
You focus on having a great time while the loan covers all your travel expenses. From airfare to tour packages, you don't need to worry about a single thing.
To avail of a travel loan online with Tata Capital, all you need to do is produce your identity proof, salary slips, address proof, income proof, and employment certificate, and you're ready to apply!
Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.
Loan amount
₹ 40,000 - ₹ 35,00,000
Loan tenure
Upto 6 years
Interest rate starting @
11.50% p.a
We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan online is simple and quick. For a swift approval, keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score.
Also, you must meet the following eligibility conditions to secure a personal loan for travel with Tata Capital –
Age should be between 21 to 58 years
Minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
At Tata Capital, we strive to make the loan process quick and convenient for you. That is why, we have minimal paperwork requirements as follows-
1. Photo ID proof (Aadhaar card/ Voter ID/ Driving License/ Passport)
2. Address proof (Aadhaar card/ Voter ID/ Driving License/ Passport)
3. Income proof (A copy of primary bank account statements or salary credit for the last six months)
4. Employment certificate
5. Salary slips for the last two months
Ready to apply for a travel loan with Tata Capital? Check out the travel loan interest rates and charges before you get started-
Type of Fee | Applicable Charges* |
---|---|
Rate of interest | Starting at 11.50% |
Processing fee | Up to 4% of the loan amount + GST |
Default in payment of amounts as per the facility documents | 3% per month on overdue amount + applicable taxes |
Dishonour of any cheque/payment instrument | Rs. 600 per every cheque/payment instrument dishonour |
Loan cancellation charges | 2% of the loan amount or Rs. 5750 (whichever is higher) |
Foreclosure charges on term loan facility | 4.5% on the principal outstanding at the time of foreclosure |
*Rates are subject to changes
Tata Capital app offers an easy and simple online application process to avail of a personal loan for travel. Just follow these steps-
1. Click on ‘Apply Now’
2. Enter the name and number on your PAN card
3. Fill in the application by entering your personal, banking, and loan details
4. Upload the necessary documents and submit your application
5. You can also visit your nearest branch and complete the application process offline
A travel loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payments over the loan tenure. You can pre-pay part of the loan any time after 6 months of availing a Travel Loan without any penalty or additional fee. Use the online EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our Personal Loan for Travel EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
Pre-payment of a travel loan involves repaying a large instalment of your loan before the due date. The pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor, etc.
Yes, there is a maximum age limit to apply for a vacation loan. The maximum age limit for a Tata Capital loan is 58 years. The applicant must also fulfil the following conditions for a smooth application process.
Apart from this, the Tata Capital loan application also requires the applicant’s personal documents, such as PAN number, Aadhar number and CIBIL score.
Yes, with a vacation loan from Tata Capital, you can finance more than just your flight tickets. You can use it to cover expenses like travel insurance, food expenses, and even tour packages. Further, these aren’t limited to domestic trips but extend to international vacation as well.
With a Tata Capital travel loan, you can enjoy your vacations without worrying about loan repayment. We offer loan amounts up to Rs 35 Lakhs with comfortable tenures ranging from 12 to 72 months. Further, with Tata Capital, you can choose the EMI option that best suits you.
You can use our loan EMI calculator to help plan your repayment schedule easily. Simply feed in the loan amount, loan duration and rate of interest. The calculator will then calculate the monthly EMI, total interest payable and total amount payable.
One of the biggest advantages of a Tata Capital loan is that you don’t need to offer any collateral. We provide unsecured loans for loan amounts of up to Rs 35 Lakhs with tenures ranging from 12 to 72 months. For a smooth application process, ensure you meet the following eligibility criteria.
With Tata Capital, you can apply for loans without the baggage of security.
At Tata Capital, a part prepayment charge of 2.5% is levied only on amounts exceeding 25% and up to 50% of the principal outstanding. Apart from this, be sure to keep the following in mind for prepayment of Tata Capital loans.
Yes, you can use a vacation loan to finance a group trip or honeymoon. With a Tata Capital loan, you can plan anything from a family trip to a long-awaited reunion. Here are the benefits of applying for a loan with us.
Quick loan approval
Minimal paperwork
No security
Easy repayment
Further, we offer loan amounts of up to Rs 35 Lakhs with flexible tenures ranging from 12 to 72 months. This allows you to enjoy your holiday without having to worry about finances.
Yes, you can apply for a vacation loan even if you have already booked your tickets. Further, Tata Capital’s loan isn’t just limited to flight expenses and accommodation. You can use it for sightseeing purposes and other vacation activities as well.
With Tata Capital, you can get loan amounts up to Rs 35 Lakhs with tenures ranging from 12 to 72 months. Here are some other reasons for choosing us for your loan needs.
So, plan the rest of your trip with a Tata Capital loan.
Yes, you can apply for a vacation loan from Tata Capital for domestic vacation. With minimal paperwork, quick approvals, and easy repayment options, these unsecured loans cater to all your vacation needs, whether abroad or domestic.
For a smooth application process, make sure you meet the following eligibility criteria.
No, there is no specific interest rate for senior citizens applying for a vacation loan. Further, since the age limit for thesel loans is 58 years, senior citizens don’t qualify for this loan.
Yes, a Tata Capital vacation loan covers visa and vacation insurance expenses. Apart from these, you can use our loans to cover the following expenses as well.
If you change your plans after receiving this loan, you can either choose to keep the amount for your future travel plans or opt for foreclosure. In case you want to foreclose this loan, here are some points you should keep in mind.
Yes, you can get a vacation loan for a solo trip or backpacking adventure/adventure trips. With minimal paperwork, quick approvals, and easy repayment options, Tata Capital’s unsecured loans cater to all your vacation needs, whether abroad or domestic.
Once you have submitted the loan application and documents, it can take a few days for the lender to verify the application and approve the loan.
Travel loans help you finance domestic and foreign trips without breaking your deposits. It helps you avoid spending a lump sum on luxury vacations and allows you to keep your investments, such as FD and RD, for a rainy day while ensuring you don’t have to postpone your vacation plans with your loved ones.
Some things to consider before applying for a travel loan include the cost of accommodation, travelling, tickets, airfares, food, visa, tour packages and insurance.
Last updated on: 18 Jun, 2025