Personal Loan for Housewives
An instant way to fund your larger expenses
The Tata Capital App is an all-in-one platform for all your financial needs. Download Now
All you need to know
Personal loans for all your needs
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome loans with instant approval starting
@ 8.95% p.a
All you need to know
Home loans for all your needs
Calculators
Business loans to suit your growth plan
All you need to know
Business loans for all your needs
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreAll you need to know
Explore Used car loans
Calculators
All you need to know
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹3 crores
All you need to know
Loans for all your needs
Calculators
All you need to know
Loans for all your needs
Shop with our QIK EMI card at authorized dealerships and repay with easy EMIs
Know MoreAll you need to know
Calculators
Loan Restructuring for COVID-19 related stress
Loan restructuring can be availed by borrowers to manage financial stress caused by the COVID-19 pandemic. Customers eligible under RBI circular, having any of the retail loans can apply for restructuring of the loan via the Tata Capital website.
Digital financial solutions to aid your growth
Most Popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Digital Equipment Loans up to Rs. 1 Crore
Ensure your business’ operational effeciency with ease
Most Popular products
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Start your mutual fund investment journey 100% digital with the Moneyfy app
Calculators
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Equipment Finance
Equipment Leasing
Construction Financing
You will now be redirected to www.tatacard.com website.
By proceeding, you are acknowledging the above & accepting the Terms and Conditions as specified here.
ProceedAn instant way to fund your larger expenses
Time and again, women have proved that they're no less than men. So, why should they compromise on finances? At Tata Capital, we believe in empowering the modern, independent woman. This is why we offer specially crafted Personal Loan for Women to help them take charge of their short and long-term goals without relying on someone else. Give wings to your dreams with Tata Capital's instant loan for housewives and working women.
From funding your higher education to organizing the wedding of your dreams, our personal loans for women cater to all your unique financial needs. What's more? You don't even need to pledge any collateral. Get a personal loan starting at just 10.99% interest rate for up to 6 years. Apply for PL for women online with Tata Capital and say yes to financial independence.
Never heard of a loan for a housewife? With Tata Capital, it is now a possibility. All you need is a co-applicant with a documented income to avail of an instant personal loan for a housewife from Tata Capital.
Loan amount offered
₹ 2 lakhs onward
Loan tenure
Upto 30 years
Interest rate starting @
10.10% p.a.
Believe it or not, we offer relatively relaxed personal loan eligibility criteria for extending Personal Loan for female. All you need to do is check if you meet our basic eligibility conditions and apply for online loan for women!
To avail of a personal loan for women online from Tata Capital, you need to meet the criteria listed below:
You must be between 22 and 58 years of age.
You must have a documented monthly income of at least Rs. 15,000.
You must have at least a year-long work experience.
While these criteria apply to women with income, a homemaker can also apply for a PL for women with a co-applicant. The co-applicant also needs to fall within the above-listed eligibility criteria.
Whether it’s a home renovation, wedding or a much-needed trip, let Tata Capital fund your dreams. Ab khud ke sapne pure karo with Tata Capital personal loans! Achieve your financial goals with ease.
While a stable income is a critical requirement for applying for a personal loan, it does not mean a homemaker cannot apply for one. If you're looking for loan for housewife, all you need is a co-borrower or co-applicant. This co-borrower must either be a salaried or a self-employed individual and should meet all the necessary eligibility criteria.
At Tata Capital, we extend a minimum loan amount of Rs. 75,000 and a maximum loan amount of Rs. 35,00,000 on personal loans for housewives. However, the final loan amount will depend on the income and creditworthiness of your co-applicant.
Your credit or CIBIL score is essentially a measure of your repayment capability. If your CIBIL score is below 750, here is how you can quickly improve it to get a Personal Loan for Ladies:
Tata Capital requires you to show a documented income of at least Rs. 15,000 per month to avail of a Personal loan for Ladies. If you are a housewife, then your co-applicant must meet the minimum income requirement.
The speed of the verification and approval process depends on the medium of application. If you want faster loan approval, you can apply for a PL for women online with Tata Capital. Once you have submitted the application, you can expect loan approval within a matter of minutes, and in some cases, hours.
As for offline applicants, the PL for women approval process takes just a couple of days. You only need to visit one of our branches and submit all the requested documents, including a duly filled application form.
Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.
Loan Against Property | 13 January, 2023
Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team
Personal Loan | 31 December, 2022
I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you
Personal Loan | 30 December, 2022
This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!
Personal Loan | 28 December, 2022
I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital
Business Loan | 24 December, 2022
One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.
Personal Loan | 23 December, 2022
The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..
Personal Loan | 10 December, 2022
Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.
Two Wheeler Loan | 08 December, 2022
I am very happy that I got timely loan in my worst time.
Personal Loan | 07 December, 2022
Submitted successfully
Solutions For Consumers
Important Information
Investor Information
Other Solutions
Top Branches
Calculators
Policies, Codes & Other Documents
Be investment ready in minutes by signing up with the Tata Capital Moneyfy App. We are here to make mutual fund investments simpler for you.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
We are constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All you have to do is Click on “Allow”
rahul.sharma@gmail.com
Uh oh, something went wrong
Please try again later.