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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Personal Loan for Salaried Person by Tata Capital

Don't keep waiting for a paycheck to realize your dreams. Whether it's an overseas education or a luxury vacation, Tata Capital's Personal Loan for Salaried Employees is just what you need.


Our customized loans extend up to Rs. 35,00,000 at highly competitive interest rates starting at just 10.99%!


And that's not all. You can apply for a personal loan for salaried online with Tata Capital at your own comfort and convenience. Enjoy flexible repayment options, easy-to-meet eligibility conditions, and a customized tenure that fits your requirements and budget with Tata Capital.


Say yes to your goals with Tata Capital's Personal Loan for Salaried Employees. Apply today and enjoy instant loan approval and quick disbursal.

Features and benefits of Personal Loan for Salaried

High loan amount

Big or small, Tata Capital has all your funding needs covered. Borrow a Personal Loan for Salaried Employees from anywhere between Rs. 75,000 to Rs. 35,00,000. And don’t be a day late or a rupee short of funding your child's education overseas or meeting urgent medical expenses.

Flexible loan tenure

Tata Capital offers a loan tenure of up to 6 years so you can repay the loan conveniently. Adjust your personal loan EMIs and minimise chances of default by choosing a tenure that best suits your financial needs. Apply for an instant personal loan online for salaried employees today.

Competitive interest rates

High interest rates giving you the blues? Fear no more! Avail of the most market-beating personal loan interest rates, starting at just 10.99%.

No collateral needed

Don’t want to pledge any security? We won’t ask you to! Our instant Personal Loans online for Salaried Employees are collateral-free to ensure that you need not expose your valuable assets to risk.

Minimal paperwork

Leave behind your fears of tedious paperwork and multiple back-and-forth calls with lending experts. The entire process is easy-to-understand and will be completed in a jiffy.

Relaxed eligibility criteria

Get hassle-free instant loan for salaried person. We don't ask for much, only the basic eligibility criteria. From start to end, rest assured your borrowing experience will be convenient and hassle-free.

Overdraft facility

In case you need extra funds over and above what you’ve borrowed, you can withdraw additional funds up to an agreed limit. The best part? Pay interest only on the amount that you use.

No penalty charges on part pre-payment

Down the line, if you come into surplus money and feel like pre-paying a portion of your loan amount, don't worry about additional costs. We charge zero penalties on the part pre-payment of upto 25% of principal outstanding.

Personal Loan Eligibility for Salaried Person

You don’t need to meet extensive eligibility criteria to avail a loan from Tata Capital. Simply meet a few basic requirements, as discussed below, and avail of an instant loan for a salaried person. These eligibility requirements help us understand your repayment capacity and determine a maximum loan amount you can repay comfortably. So, we can customise a product most suited to your unique needs. With Tata Capital app, get a quick salaried loan. Apply online for a personal loan for salaried person today!

Eligibility criteria

  • Your age must fall between 21 and 58 years

  • You must have an income that is not less than Rs. 15,000 per month


    You must have at least one year of work experience


  • If you want to improve your personal loan eligibility, you should add a co-applicant with a good income and credit score, make sure your personal credit score is at least 725 or above, repay your previous debts on time, and choose a longer repayment tenure. 

Documents Required for a Salaried Personal Loan

A personal loan for salaried employees at Tata Capital features an easy application process without any hefty paperwork requirements. The list of documents required is as follows-

1. ID proof (Voter ID/ Passport/ Aadhaar card/ Driving License

2. Address proof

3. Income proof (Salary slips for the last two months)

4. Bank statements for the latest 3 months

5. Employment certificate

Steps to apply for Instant Personal Loan for Salaried

Steps to apply for Instant Personal Loan for Salaried

  • Meet us physically

    Visit one of your nearest Tata Capital branches and talk to our lending experts directly for application guidance.

Steps to apply for Instant Personal Loan for Salaried

  • Online application

    To get an instant salaried loan, apply now from the comfort of your home. Complete the loan application and upload scanned copies of the necessary documents online.

  • Call us

    Call our customer care executives at 1860 267 6060 anytime between 9 AM and 8 PM and let them guide you step by step.

  • Virtual assistant

    Our 24x7 virtual assistant, TIA, can give you real-time answers for loan application guidance.

Interest Rates and Charges For Loan for Salaried Employees

When salaried employees consider taking out a loan, understanding the interest rates and associated charges is crucial. Interest rates are a key factor in determining the overall cost of the loan.
In addition to the interest rate, borrowers should be aware of Processing fee. There may also be prepayment or foreclosure charges if you decide to repay the loan before the end of the tenure. These fees can be a percentage of the outstanding loan amount.

It's also important to consider late payment penalties, which can significantly impact your finances.

Understanding these interest rates and charges is vital for salaried employees to make informed decisions. Proper financial planning ensures that the loan remains affordable and manageable throughout its tenure.

More Personal Loan products for you

Personal Loan for government employees
Personal Loan for government employees

Personal Loan for government employees

If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for salaried employees
Personal Loan for salaried employees

Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for women
Personal Loan for women

Personal Loan for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

What our customers say about us

Thanks for the support provided by Tata Capital during my bad days. The team gave me valuable support.


Personal Loan | 03 May, 2024

I have already appreciated the patience and professionalism that your staff has given during the entire tenure of this loan with Tata Capital. The practices and the way you interact with customers are best and are testimony of the TATA GROUP legacy. I am sincerely obliged to you for your help and cooperation.


Personal Loan | 02 May, 2024

Your services are very good. You understand the problems of your customers, and you will continue to be the first to help your customers in the future.


Personal Loan | 01 May, 2024

Tata Capital's work is very good, and their customer support is very helpful. Thank you, Tata.


Personal Loan | 30 April, 2024

Our experience with Tata Capital seems excellent. We are grateful for their consistent financial support tailored to Our needs. Tata Capital appears to be a humble organization with supportive and helpful staff, always treating customers with respect and value. We express gratitude to all Tata Capital members.


Personal Loan | 27 April, 2024

Excellent service. Tata Capital is my go-to source for funds in an emergency. I will refer all my friends and family members to get financial services from Tata Capital.


Personal Loan | 22 April, 2024

Excellent services provided. Looking forward for future requirements. Like to travel with tata capital along journey of life.


Personal Loan | 18 April, 2024

Dear Team, That was a really good experience for me. I have a good history and experience with Tata capital. Whatever feedback I give, they take it seriously and work on it to resolve the same. Tata capital is good as always. Thanks for the loan.


Personal Loan | 14 April, 2024

It is going to be a good relation with Tata Capital as I got help from here when I was not getting help from anywhere. Thanks for the trust.


Personal Loan | 09 April, 2024

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Personal Loan for Travel

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Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

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