Personal Loan for Government Employees
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ProceedAn instant way to fund your larger expenses
Are you a government employee? Are you looking for funds to finance your child's overseas education or revamp your house? If yes, then Tata Capital's loan for govt employees is just what you need. Tata Capital is your trusted partner for a quick and easy personal loan.
With affordable interest rates and flexible repayment options, our multipurpose loans for govt employees are super affordable and easy to repay. Our loans start at just 10.99% interest rate for a flexible tenure anywhere between 12 months and 6 years as per your convenience. We disburse your loan within 7-8 working days directly into your bank amount. And the best part? You don't need to pledge collateral!
We at Tata Capital rely on relaxed and easy-to-meet eligibility conditions to provide a personal loan for govt employees. All you need to do is satisfy our basic eligibility requirements, and you're all set!
To apply for a personal loan for govt employees with Tata Capital, you must fulfil some basic conditions listed below:
You must be between 22 to 58 years old.
Your monthly income should not be less than Rs. 15,000.
You need to have at least one year of work experience.
Other than the criteria mentioned above, your personal loan eligibility will also depend on various factors such as your age, job stability, monthly income, professional experience, CIBIL score, etc.
Whether it’s a home renovation, wedding or a much-needed trip, let Tata Capital fund your dreams. Ab khud ke sapne pure karo with Tata Capital personal loans! Achieve your financial goals with ease.
Yes, every individual employed by the Government of India, whether central or state, and a Public Sector Undertakings (PSUs) can avail of the Government Employee Loan scheme. Tata Capital offers a personal loan to government employees of up to Rs. 35 lakhs with minimal documentation.
Wondering how much loan can a government employee get? The answer depends on factors such as your monthly income, credit score, nature of your job, work experience, and some other eligibility factors.
Tata Capital offers a maximum amount of Rs. 35 lakhs on a government employee personal loan for interest rates starting from 10.99%.
To apply for personal loan for Government Employees with Tata Capital, you will need to meet the eligibility conditions mentioned below:
If you apply for personal loan for Government Employees with Tata Capital, you will need to pay 2.75% of the loan amount as the processing fee. It is a one-time, non-refundable fee charged for processing the application form. You will also need to pay the applicable GST charges on the processing fee.
If you're looking for a quick loan, you can apply with Tata Capital online. As soon as you have completed the application form and uploaded all the necessary document proofs online, we will disburse the loan for central government employees in only 7-8 working days.
Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.
Loan Against Property | 13 January, 2023
Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team
Personal Loan | 31 December, 2022
I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you
Personal Loan | 30 December, 2022
This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!
Personal Loan | 28 December, 2022
I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital
Business Loan | 24 December, 2022
One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.
Personal Loan | 23 December, 2022
The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..
Personal Loan | 10 December, 2022
Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.
Two Wheeler Loan | 08 December, 2022
I am very happy that I got timely loan in my worst time.
Personal Loan | 07 December, 2022
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