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What is Marriage Loan?

Marriages in India are no less than festivals. They come with their fair share of frills, thrills and not to mention - Bills. But does that mean you need to compromise on the wedding of your dreams? Absolutely not. With Tata Capital's wedding loan, you can conveniently take care of all wedding-related expenses. From paying for the venue to meeting miscellaneous overheads, a wedding loan will help you organize your special day exactly as you wish.

Tata Capital's wedding loan fits your budget and makes your dream wedding come true. Avail of a loan of up to Rs. 35 Lakh to make your wedding a memorable occasion.

Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply. 

  • Loan Amount

    ₹ 75,000 - ₹ 35,00,000

  • Loan tenure

    12 - 72 months

  • Interest rate starting @

    10.99% p.a

    View Rates & Charges

    • Advantages

    Minimal Paperwork

    Let us take your big day to the next level. We’ve made our process nearly paperless, digital, and convenient for you to plan your wedding meticulously.

    No Collateral

    We offer you unsecured Personal Loan so that you don’t have to attach your car or home as collateral.

    Flexible Repayment Options

    You have the flexibility and control over how you want to repay your loan. Choose the repayment option that best suits your needs.

    Zero Charges on Part Repayment

    You can pay part of your Personal Loan for Wedding amount early at no extra cost!

    4 reasons why you should choose Tata Capital for a Marriage Loan

    • Higher Loan Amount

      Get up to Rs. 35 lakhs as personal loan for marriage to throw the wedding of your dreams, and at attractive interest rates and minimal documentation.

    • Longer Loan Tenure

      We offer some of the longest tenure options in the market. From 12 months to 72 months, choose the one you prefer.

    • Seamless Application Process

      You don't need to run from pillar to post while filing the application. We offer a paperless application process online for your utmost convenience.

    • Excellent Customer Service

      Got a question? Need some help navigating the application process? Our ever-ready representatives are always at your service to clear any doubts you may have about personal loan for wedding.

    Why Should You Take a Marriage Loan?

    Taking a personal loan for wedding has the following  benefits –

    • Online Application : No need for physical visits. We offer an easy and paperless application process online.
    • No Collateral: With us, you don't have to pledge collateral to get the loan amount you want.
    • Nominal Paperwork: Just produce some basic documents and get the approval for personal loan for marriage.
    • Speedy Processing: We don't take too much of your time. Upon verification, we sanction the loan in a couple of hours, not days.
    • Flexible Repayment Options: You can pick the tenure best suited to your repayment capacity and adjust EMIs according to convenience.

    What is the eligibility criteria for a Marriage Loan?

    The basic marriage loan eligibility criteria include –

    • Age : You must be between 21 to 58 years old.
    • Monthly income: You must be earning at least Rs. 20,000 every month.
    • Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage
    Apply Now
    Calculate EMI

    What are Marriage Loan interest rates?

    Like every other loan, wedding finance also comes at a cost. When you borrow a loan for wedding, you will need to pay a percentage of the borrowed amount as interest. It basically tells you the loan cost. So the lower the interest rate, the better. Tata Capital offers some of the most competitive marriage loan interest rates in the market.

    What are the things you should do before taking a Wedding Loan?

    Did you know your dream wedding can now come to life without any financial worries? Yes, with a wedding loan.

    Settle on a budget early on

    Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.

    Keep track of your finances

    You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, even with a marriage loan, it is important to maintain a wedding expense tracker.

    Research everything

    It is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.

    Apply for a Marriage Loan

    Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for a Marriage Loan and start ticking off items from your wedding checklist.

    What are the basic requirements to get your Wedding Loan approved?

    Getting a Wedding Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details:

    • Your personal details including your PAN number, CIBIL score & KYC documents
    • Copies of your pay slips, address proof, and bank statements

    Application Process for Marriage Loan

    1

    Online Application

    You can apply for a wedding loan online by just filling up your basic details.

    2

    Document Submission

    Post receiving your loan eligibility, furnish the required documents to take your application ahead.

    3

    Verification

    We will verify your application; and submitted documents.

    4

    Approval

    Post approval, the loan is sanctioned.

    5

    Disbursal

    Receive the required amount in your bank account - it's that simple!

    Available payment options

    Available payment options

      Pay Online

      Pay your EMI using our website or mobile anytime, anywhere.

      Drop a Cheque

      Select a nearby branch to drop a cheque at your convenience.

    Related Videos

    #personalloan

    Know more about Personal Loans

    Whether it’s a home renovation, wedding or a much-needed trip, let Tata Capital fund your dreams. Ab khud ke sapne pure karo with Tata Capital personal loans! Achieve your financial goals with ease. 

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    Popular FAQs

    What is a Loan for Wedding Finance?

    Funding your big day can add up to be an expensive affair. From vendors to renting a venue, the costs tend to add up. To ensure you have your dream wedding, we offer a comprehensive instant marriage loan that addresses your every need.

    Why should I take an instant marriage loan from Tata Capital?

    Here’s why you should apply for wedding loan with Tata Capital:

    • We don't ask for any security
    • We are completely digital with minimum paperwork
    • We let you decide how you want to repay the loan
    • We offer you competitive personal loan interest rates
    • We offer loans up to Rs 35 lakhs
    • We give you instant online approval.
    What are the documents required for a wedding finance loan?

    We ask for minimal documentation. You need to share the following documents to avail of a wedding finance loan:

    • Proof of identity
    • Proof of residence
    • Salary slip for the last three months

      • Please check our Eligibility & Documents page for more details.

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    What our customers say about us

    Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.

    Prasenjit Sen

    Loan Against Property | 13 January, 2023

    Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team

    PRAMOD LINGSHETTY PATIL

    Personal Loan | 31 December, 2022

    I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you

    G BHASKAR

    Personal Loan | 30 December, 2022

    This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!

    Venugopal Raju

    Personal Loan | 28 December, 2022

    I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital

    SHEELA AVINASH PATEL

    Business Loan | 24 December, 2022

    One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.

    ARJUN KUMAR

    Personal Loan | 23 December, 2022

    The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..

    Prasanna Shriram Agashe

    Personal Loan | 10 December, 2022

    Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.

    S hari Haran

    Two Wheeler Loan | 08 December, 2022

    I am very happy that I got timely loan in my worst time.

    THAKOR BHIMABHAI SHANKARJI

    Personal Loan | 07 December, 2022

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