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up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

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for all asset classes

  • Up to 100% financing
  • No additional collateral required

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Used Commercial Vehicle finance

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Personal Loan for Home Renovation by Tata Capital

Do you want to elevate your house and add a touch of your personality and style? Revamp your house conveniently with our House Renovation Loan. Whether you want to renovate your living room or give a modern look to your bathroom, Tata Capital's multipurpose loan will fit all your requirements. From restyling interiors to basic repair and maintenance, our loan for renovation is just what you need. Create a home you deserve to live in. We’re here to help you.

Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.

  • Loan Amount

    ₹ 40,000 - ₹ 35,00,000

  • Loan tenure

    Upto 6 years

  • Interest rate starting @

  • Advantages of Home Renovation Loan

    Maximum Loan Eligibility

    Don’t confine yourself to less. We offer greater eligibility for you to turn your house into your home.

    One stop Shop for all things Home Renovation

    You can use your loan for multiple reasons, right from repairs and renovations to the structure of the home. Our House Renovation Loan acts as a catalyst for helping you make your home a more comfortable living space.

    Flexible Repayment Options

    We make renovating your home very easy. With our House Renovation Loan, you have the power to decide how you want to repay your monthly EMI based on your convenience and comfort.

    No Collateral

    You don’t need to provide any collateral or security to apply for the Home Renovation Loan.

    Eligibility Criteria for getting a personal loan for Home renovation

    Like all loans, home renovation loans have certain eligibility requirements to help lenders have a surety that they will receive loan payments on time. But with Tata Capital, you don’t need to worry about them. That’s because we ensure our eligibility criteria are easy to meet, making it even easier to apply for our loans. Here’s a preview of what our eligibility requirements look like.

    Home renovation loan eligibility criteria

    • Your age must be between 21 and 58 years 

    • You must have at least two years of work experience

    • You must be earning a minimum salary of at least 15,000 per month

    Not sure if you meet our eligibility requirements? Use our personal loan eligibility calculator to find out your eligibility. Enter your monthly income, employer name, loan tenure and monthly expenses, and we’ll tell you the maximum loan amount you can qualify for based on them.

    Note that we will verify your loan eligibility during the loan application process by checking your documents. So, make sure you provide all the necessary copies and that they are up-to-date. Here’s a list of documents we check for your convenience.

    Photo identity proof -
    This can be your voter ID, passport, driving licence, Aadhaar card

    Address proof - This can be the same documents as your photo identity proof, such as your voter ID and passport. 

    Salary slips - You need to submit salary slips for the last two months 

    Income proof - You need to submit your salary credit or your bank statements for the previous latest 3 months.

    Employment certificate - This certificate must show that you have at least one year of continuous employment

    You’ll notice that our document requirements aren’t extensive. This is because we want to make the loan application process less stressful for you. Besides, the minimal documentation also means quicker loan verifications and approvals.

    Now, despite the easy-to-meet eligibility requirements and minimal documentation, you might face issues when applying for loans from time to time. But should you get stuck at any step during the application process, you can get in touch with us. You can contact our customer care team for assistance with any issues through our number, 1860 267 6060, or via email at

    5 Reasons why we are the right fit for you and your home

    Tata Capital a name you can trust

    With the customers’ individual desires and needs in mind, our team at Tata Capital guides you at every step of the House Renovation Loan and offers specific financial solutions.

    We’re flexible

    We let  you choose the loan amount, tenure and EMI options for which you need the loan.

    We are not going to make you run around

    We only ask for minimal documentation when you apply for a loan for renovation. We just need some mandatory information like the source of your income and the purpose of the loan to process your application.

    We provide tailor-made loans

    Our personalised approach gives us the edge and has left countless of our customers satisfied. We understand that one size doesn’t fit all.

    We’ve been in the industry for a long time

    This means we understand your needs and we will tailor our services to your home repair loan needs. If you look good, we look good.

    How to Get Home Renovation Loan from Tata Capital?

    Do you have plans to revamp your home? You can easily apply for a personal loan for house renovation online or offline.

    To apply for a personal loan for house renovation, you need to fill out an application form and submit it along with the required documents. Our experts will verify the documents and information you provide. Upon successful verification, your request will be approved and the loan amount will be disbursed to your bank account.

    How to apply for a home improvement loan online?

    You can easily apply for home improvement loan with Tata Capital through our website. Just fill out the form and upload the required documents. Now wait for the verification and approval of your personal loan for renovation. Once approved, you will receive the loan amount directly in your bank account.

    How to apply for a home improvement loan offline?

    To apply for home improvement loan offline, visit your nearest Tata Capital branch.

    Payment Options

    • Pay Online: Pay your EMI using our website or mobile anytime, anywhere.
    • Drop A Cheque: Select a nearby branch to drop a cheque at your convenience.

    More Personal Loan products for you

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    If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for salaried employees
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    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    What our customers say about us

    Thanks for the support provided by Tata Capital during my bad days. The team gave me valuable support.


    Personal Loan | 03 May, 2024

    I have already appreciated the patience and professionalism that your staff has given during the entire tenure of this loan with Tata Capital. The practices and the way you interact with customers are best and are testimony of the TATA GROUP legacy. I am sincerely obliged to you for your help and cooperation.


    Personal Loan | 02 May, 2024

    Your services are very good. You understand the problems of your customers, and you will continue to be the first to help your customers in the future.


    Personal Loan | 01 May, 2024

    Tata Capital's work is very good, and their customer support is very helpful. Thank you, Tata.


    Personal Loan | 30 April, 2024

    Our experience with Tata Capital seems excellent. We are grateful for their consistent financial support tailored to Our needs. Tata Capital appears to be a humble organization with supportive and helpful staff, always treating customers with respect and value. We express gratitude to all Tata Capital members.


    Personal Loan | 27 April, 2024

    Excellent service. Tata Capital is my go-to source for funds in an emergency. I will refer all my friends and family members to get financial services from Tata Capital.


    Personal Loan | 22 April, 2024

    Excellent services provided. Looking forward for future requirements. Like to travel with tata capital along journey of life.


    Personal Loan | 18 April, 2024

    Dear Team, That was a really good experience for me. I have a good history and experience with Tata capital. Whatever feedback I give, they take it seriously and work on it to resolve the same. Tata capital is good as always. Thanks for the loan.


    Personal Loan | 14 April, 2024

    It is going to be a good relation with Tata Capital as I got help from here when I was not getting help from anywhere. Thanks for the trust.


    Personal Loan | 09 April, 2024

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