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Education Loan Interest Rates And Charges

Interest Rates

Our interest rates that start at 10.99% are competitive amongst the other players in the industry. However, it depends on education loan eligibility, income and other criteria that determine the interest rates for the loan offered.

When you apply for an Education Loan with Tata Capital, you do not have to worry about any hidden charges. Whether it is related to processing fees, foreclosure charges, or delayed EMI Payments, all information is transparently-provided for smooth processing of your Education loan.

Education Loan Interest Rates Per Year

10.99% onwards


Education Loan Amount

Minimum ₹ 75,000 and Maximum ₹ 30,00,000

Processing Fees

Up to 2.00%

Loan Tenure
Minimum 60 Months and Maximum 84 Months
Preclosure Fee*

Up to 4.00%

Part Payment Fee

₹ 0


The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.


You can take up to 6 years to repay your loan.

You can take a loan up to ₹ 25 lakhs if you are studying in India. If you plan to study overseas, you can take a loan up to ₹ 30 lakhs.

Our interest rates for Personal Loan for Education are competitive and affordable. Rates begin from 10.99%

Find the right loan for you