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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

At Tata Capital, we commit to making your borrowing journey a smooth ride. Gone are the days of lengthy application processes and hefty paperwork. We bring you a range of tailored personal loan options with simple eligibility criteria and minimal documentation. All you need to do is provide the required documents completely the first time, which includes your KYC documents, proof of employment and income proofs.

So, whether you want to fund your child’s education or explore the world, you can have instant access to funds with Tata Capital!

Here, you will find all details about documents required for availing a Personal Loan, Personal loan is a loan used for meeting personal needs like marriage expenses, travel, home renovation, debt consolidation, etc.

Instant & paperless Personal Loan of upto ₹ 1,00,000

  • Starting at 10.99% interest rate
  • Zero processing fees

What are the Documents Required for Personal Loan Up to 35 lakhs ?

The documents required for personal loan include :


Photo identity proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card

Address Proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card

Salary Slips

A copy of your Salary Slips for the last two months

Income Proof

A copy of your Salary Credit or Primary Bank statements for the last 3 months

Employment Certificate

A certificate stating one year of continuous employment

A Step-by-Step Guide to Tata Capital's Personal Loan Application

When you submit a personal loan application, we follow a series of steps to assess your eligibility and process your request. These include:

Document verification

We will review your application and verify all information, like your name, address, loan amounts, etc. We will also check if you’ve submitted all relevant documents and verify their accuracy and authenticity.

Credit check

After verifying your documents, we run a credit check to determine your creditworthiness. For this, we review your credit history, credit score, and credit report to evaluate your repayment history and determine the risk associated with approving your loan request.

Eligibility evaluation

We review factors like your income, employment stability, debt-to-income ratio, and other criteria to determine if you're eligible for a personal loan. We will also consider our internal policies and guidelines to process your application.

Loan approval/rejection

We will approve or reject your personal loan application based on the assessments and verifications. If approved, we will give you a loan offer highlighting details like the loan amount, tenure, interest rates, applicable fees and charges, etc.

Loan disbursement

Once you accept the loan offer and complete all formalities, we will disburse the loan amount to your bank account.

Importance of Documents while Applying for a Personal Loan

Applying for a personal loan in India requires meticulous attention to documentation. Proper documents not only streamline the application process but also significantly boost your credibility and loan eligibility. Key documents such as proof of identity, address, income, and employment history are essential. They help verify your personal details, financial stability, and repayment capability, reducing the lender's risk. Complete and accurate documentation ensures faster approvals and more favorable loan terms. Conversely, missing or incorrect documents can result in delays or even rejections. Therefore, maintaining an organized and comprehensive set of documents is vital for a hassle-free personal loan application.

More Personal Loan products for you

Personal Loan for government employees
Personal Loan for government employees

Personal Loan for government employees

If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for salaried employees
Personal Loan for salaried employees

Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for women
Personal Loan for women

Personal Loan for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

What our customers say about us

Thanks for the support provided by Tata Capital during my bad days. The team gave me valuable support.


Personal Loan | 03 May, 2024

I have already appreciated the patience and professionalism that your staff has given during the entire tenure of this loan with Tata Capital. The practices and the way you interact with customers are best and are testimony of the TATA GROUP legacy. I am sincerely obliged to you for your help and cooperation.


Personal Loan | 02 May, 2024

Your services are very good. You understand the problems of your customers, and you will continue to be the first to help your customers in the future.


Personal Loan | 01 May, 2024

Tata Capital's work is very good, and their customer support is very helpful. Thank you, Tata.


Personal Loan | 30 April, 2024

Our experience with Tata Capital seems excellent. We are grateful for their consistent financial support tailored to Our needs. Tata Capital appears to be a humble organization with supportive and helpful staff, always treating customers with respect and value. We express gratitude to all Tata Capital members.


Personal Loan | 27 April, 2024

Excellent service. Tata Capital is my go-to source for funds in an emergency. I will refer all my friends and family members to get financial services from Tata Capital.


Personal Loan | 22 April, 2024

Excellent services provided. Looking forward for future requirements. Like to travel with tata capital along journey of life.


Personal Loan | 18 April, 2024

Dear Team, That was a really good experience for me. I have a good history and experience with Tata capital. Whatever feedback I give, they take it seriously and work on it to resolve the same. Tata capital is good as always. Thanks for the loan.


Personal Loan | 14 April, 2024

It is going to be a good relation with Tata Capital as I got help from here when I was not getting help from anywhere. Thanks for the trust.


Personal Loan | 09 April, 2024

Find the right Loan for you

Overdraft Loan

Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

Avail multiple withdrawals and part-payment facilities without any extra charges.

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Personal Loan for Wedding

A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

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Personal Loan for Medical

In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

We provide flexible repayment options for all cosmetic, medical and dental procedures.

Personal Loan for Medical Personal Loan for Medical

Personal Loan for Travel

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

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Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

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