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  • Loan Restructuring

About Loan Restructuring

The Reserve Bank of India (RBI) has vide its Circular Resolution Framework for COVID-19-related Stress” vide DOR.STR.REC.11/21.04.048/2021-22 dated 5th May, 2021 allowed a one-time restructuring of loan(s) to help companies and individuals to manage the financial stress caused by the Covid 19 pandemic. Complying with the RBI announcement, Tata Capital has also designed a policy around the same that gives an option to its customers to apply for loan restructuring. Any customers eligible under RBI circular, having any of the retail loans can apply for restructuring of the loan via the Tata Capital Website.

Customers will have to login to our website and app and undergo the application process. Subsequently, the request will be evaluated as per the policies framed as approved by our Board. Restructuring will be at the sole discretion of Tata Capital depending on the customers meeting the eligibility criteria set by Tata Capital in its policy.

Application Process

Before applying, please make sure you have your Email ID / Mobile number registered with us to process your loan restructuring request.

For Loans from Tata Capital Financial Services Limited (Other than Overdraft facility)

For Overdraft Facility from Tata Capital Financial Services Limited

Click here to Apply

For Housing Loans & Construction Finance

Customers can email us at  or call our Customer Care at 1860 267 6060 between 9am to 8pm (except Sunday and public holidays)

For Tata Cleantech Capital Limited

Please get in touch with your Relationship Manager.

Please read and go through the FAQ’s below carefully before applying.

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