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Products Offered by Navi

Navi offers a wide range of home loan products to suit the diverse needs of its customers. Whether you are a first-time homebuyer or looking to refinance your existing home loan, Navi has a solution for you. Here are some of the key products offered by Navi:

Home Purchase Loan

If you are planning to buy a new home, Navi's home purchase loan can help you finance your dream property. With loan amounts of up to Rs 5 crore and a loan tenure of up to 30 years, Navi makes it easier for you to fulfill your dream of owning a home.

Home Construction Loan

If you already own a plot of land and want to construct your dream home, Navi's home construction loan is the perfect solution for you. Navi offers flexible loan amounts and repayment tenures to ensure that you have the necessary funds to build your dream home.

Home Improvement Loan

Want to renovate your existing home? Navi's home improvement loan provides you with the funds you need to give your home a makeover. Whether it's a small renovation project or a complete home makeover, Navi has you covered.

Home Loan Balance Transfer

If you are unhappy with your current home loan provider and want to switch to a better option, Navi's home loan balance transfer facility allows you to transfer your existing home loan to Navi at attractive interest rates and favorable terms.

Navi Home Loan Eligibility

To be eligible for a Navi home loan, you need to meet certain criteria. Here are the eligibility criteria for a Navi home loan:

  • You must be an Indian resident

  • You must be a salaried individual

  • Your age should be between 25 and 62 years


  • Meeting these eligibility criteria increases your chances of getting approved for a Navi home loan. However, meeting the eligibility criteria does not guarantee loan approval. The final decision is subject to Navi's internal policies and requirements.

What our customers say about us

I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.

Sumeet Verma

Home Loan | 14 March, 2022

The submission of my home loan application was very simple and easy. Even the documentation process was very simple and ended in very less time.

Yukta Jaiswal

Home Loan | 11 March, 2022

The customer support service is good as they responded to my queries without any wait time. With their help, my home loan was approved in very less time.

Rashmi Singhania

Home Loan | 28 February, 2022

I got my home loan approved from Tata Capital. The reason behind going with Tata Capital home loan is they were offering home loan at best price and zero processing fee.

Aman Malik

Home Loan | 18 February, 2022

The rate of interest is moderate. Pre closure is applicable but there is locking period. Their customer service is very good.

Amiya Ranjan Swain

Home Loan | 20 October, 2021

The home loan was sanctioned on time and I easily uploaded the documents through online.

Rajesh Jain

Home Loan | 20 October, 2021

Interest rate is a bit high when I compared to Government banks, but processing time and charges for my home loan were less. Loan was sanctioned soon as well.

Manoj Kumar Mishra

Home Loan | 20 October, 2021

The process for my housing loan was immediate. Interest rates were normal at X%. The documentation process was hassle free. What else can I expect!?

Kundan Meher

Home Loan | 20 October, 2021

The processing fee was nominal for my home loan. It was processed hassle free. I am satisfied with the service.

Sridhar Pillai

Home Loan | 20 October, 2021