Home Extension Loan Calculator

What is a Home Extension Loan EMI Calculator?

The Home Extension Loan EMI calculator helps you to understand the EMI that you will pay towards the principal and interest payment over the course of your loan tenure. With the help of home extension loan EMI calculator, you can identify your monthly instalments and can chart out a plan to pay off your home loan.

What does the Home Extension Loan EMI Stand for?

EMI stands for Equated Monthly Instalments. It is the payment that you make for any home extension loan undertaken for a specified tenure to pay off the loan. You can choose tenure from 12 to 84 months to repay your loan with TATA Capital. Your EMI will include principal and interest component. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and the tenure for which the loan is taken.

How to calculate your EMI using a home extension loan calculator?

Enter the following information to calculate your EMI:

  • Home Loan Amount (the loan amount you wish to get)
  • Interest Rate (Tata Capital’s interest rate starts at 11%
  • Home Loan Tenure (Tata Capital offers loan up to 360 months)
  • Click the Calculate button. The system shows your EMI monthly break-up of both the interest and principal payment.
  • If your Home Extension Loan EMI is higher or lower than your expectation, edit the principal amount and follow the same steps from 2 to 4.

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