Home Loan Interest Rates And Charges

Foreclosure

No charges when you pay off your Home Loan faster with your own funds. However, if you use someone else's funds then a foreclosure charge will apply.

Delayed EMI Payments

Charges of 2% over the prevailing rate will apply for the period of delay.

Collection Agency

On actual

Legal Charges

On actual

Other Parameters

PDC charges, loan cancellation charges, dishonour of cheque charges (cheque bounce), rejection of electronic clearance service (ECS) charges, PDC swapping charges, account maintenance charges, CERSAI charges apply.

Miscellaneous Charges

Processing Fee

0.5% of the loan amount onwards + GST

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