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By opting for Rural Housing Finance, you will reap the following benefits:
We want to make affordable housing available to all segments of the society including the marginalised communities. With the ‘Affordable’ Home Loan, you can:
You can choose how much time you need to repay the loan given through ‘Affordable’ Home Loan. Some of our longer tenures go up to 30 years.
We provide loans for affordable housing for an amount up to ₹ 25 Lakhs.
Under Affordable Home Loan we offer interest rates starting at 10.10%
In order to be eligible for ‘Affordable’ Home Loan, you or your family’s annual income should be within ₹ 6 lakh. You can apply if you part of an Economically Weaker Section of the society (EWS), Scheduled Caste (CS), Scheduled Tribe (ST). You can also apply if you are a woman residing in the peripheries of Metros, Tier I cities as well as those living in Tier II and Tier III cities.
Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined tenure.
1. EMI amount remains the same for the entire loan period.
Standard EMI Plan is ideal if You have a consistent income.
Step Up Flexi EMI Plan offers great flexibility. This repayment option allows you to pay lower EMIs in the beginning and as your salary increases you pay higher EMIs.
1. Provides higher loan eligibility
2. Pay more when you can afford
3. Helps to manage income flow efficiently.
A stp up flexi EMI plan is ideal if you expect your income to increase at regular intervals.
Step Down Flexi EMI Plan offers flexibility to pay higher EMIs in the beginning and lower ones at the end.
1. Reduces interest substantially
2. Helps in finance management
3. Provides higher eligibility.
Step Down Flexi EMI Plan is ideal if you have a high disposable income.
Bullet Flexi Plan allows you to pay principal in parts along with EMIs.
1. Higher Rural Housing Finance eligibility
2. Reduces interest substantially
3. Regular EMI payment.
A Bullet Flexi EMI Plan is ideal if you receive periodic incentives at work.
Complete A Simple Form Generally, takes about 5-10 minutes Upload Documents Keep all the mandatory documents handy Get Approval Get quick approval within days
You can apply for Home Loan through our online application form
Our customer support team is happy to help you, call us on customer care number at 1860 267 6060 from 9am to 7pm. You can request a call back too.
Walk into our nearest Home Loan branch to apply for a loan.
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