Tata Platinum Card


  • Benefits
  • Features
  • Fees & Charges
  • To Apply


Welcome Gift & Anniversary Gift*

e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata, Marks & Spencer, Westside
*Anniversary Gift: Eligibility on crossing spends of Rs. 2 lakhs in the previous year
Voucher Code will be sent on customer's registered mobile number within 30 days from payment of membership fee Rs.2999
For Marks & Spencer, Hush Puppies/Bata and Westside: Redeem your e-gift voucher by showing the code at the respective brand store. For Yatra :Redeem the code online at the time of purchase

Value Back

Up to 5% value back on spends at Tata Outlets
Get 2% value back on spends @ Croma & Cromaretail.com
Get 1% value back on all retail spends, (except fuel transactions)
1 Reward Point = Re 1

Empower Points

Get 3X Points per Rs 100/- on Departmental Stores, Grocery, Dining & International Spends
1 Reward Point = Re 1

Bonus Spend Rewards *

Get Bonus Spend Rewards on achieving Annual Spends of Rs 4 Lakh and Rs 5 Lakh, each
e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies / Bata , Marks & Spencer, Westside
The e- Gift Voucher code will be sent to your registered mobile number in 7 working days of receipt of request on a best effort basis
For Marks & Spencer, Hush Puppies/Bata and Westside: Redeem your e-gift voucher by showing the code at the respective brand store. For Yatra :Redeem the code online at the time of purchase

Enjoy Complete Fuel Freedom

Get the freedom from paying 2.5% fuel surcharge across all petrol pumps. Save money every time you tank up.

Airport Lounge Access

Use your Tata Card and enjoy exclusive access to the premium MasterCard airport lounges in India. So whether you're on a holiday or juggling a busy travel schedule, indulge yourself while you wait at the domestic and international terminals.


Worldwide Acceptance

Your Tata Platinum Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India. Just look for the MasterCard sign of acceptance and present your card for payment.

Credit Facility

Your Tata Platinum Card now offers you great flexibility of payment. With the extended credit option you can plan your outstanding payments as is suitable to you. You can pay any amount from the minimum amount due to the total outstanding amount due as shown in your Monthly Statement. You can then carry forward the unpaid balance at one of the lowest finance charges available.

Add-on Cards - Enhaced Power to your family

You can now conveniently take care of the needs of your loved ones. Your Tata card now lets you apply for add-on cards for your spouse, parents, children or siblings above the age of 18.

0% Fuel Surcharge

Your Tata Platinum Card provides you with the unique benefit and convenience of a fuel surcharge waiver. Simply use your Tata Card to buy petrol, diesel and lubricants at all petrol pumps outlets and you need not pay any fuel surcharge. All you have to do is to purchase fuel for amounts between Rs. 500 and Rs. 4,000 every time per transaction to avail this benefit.

Cash on the go

As a Tata Cardholder, you can withdraw cash from over 1 million Visa/MasterCard ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.

Book your railway tickets online

Now book your railway tickets online and getting them delivered at your doorstep. Experience the convenience of booking your tickets online with your Tata Platinum Card. All you need to do is:

1. Register free of cost on www.irctc.co.in

2. Log-in with your username and password on www.irctc.co.in

3. Book your ticket as per instructions on the website

4. Make payment through your Tata Card on the website through either of the two payment gateways which accept all MasterCards. Kindly note: All transactions on www.irctc.co.in are governed by terms & conditions of www.irctc.co.in

Utility Bill Payment Facility

With the Easy Bill Pay facility from Tata Platinum Card you can be rest assured you will never ever forget paying your utility bills on time. All your utility bills like electricity, insurance, telephone will get paid before the due date with this facility from Tata Platinum Card.

Guaranteed peace of mind

Your sense of security is our priority. Tata Platinum Card automatically gives you complete peace of mind with our Tata Card Customer Helpline and 24-hr. Global Customer Assistance Services available across the world in case of any emergency.

Balance Transfer

Here's your chance to save money while paying your credit card dues! Tata Platinum Card brings you a fast and convenient way to transfer the outstanding amount from your other card to your Tata Platinum Card at the lowest rates of Interest.


Flexipay, the easy installment plan from Tata Platinum Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest. All this through a simple phone call within 30 days of your purchase. Call the Helpline for details now!

Convenience of Technology E-statement

No postal delays. No lost statements. No late payments. Just the convenience of getting your monthly statement delivered directly to your email inbox. Giving you global access 24 hours and seven days a week



Joining Fee (One time) Rs. 2,999
Annual Fee (p.a.) + Rs. 2,999
Add-on Fee (p.a.) Nil

Extended Credit

Interest Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)
Finance charges Upto 3.35% p.m. (40.2% p.a.) from the transaction date
Minimum Amount Due 5% of Total Outstanding (Min. Rs. 200) + GST + EMI (in case of loans)

# Card finance charge is dynamic and will be based on the cardholder's usage and payment patterns and is subject to periodic review.

* Nil on Cash advance.
** Insurance is optional and a subject matter of solicitation.
*** Cheques payable outside clearing zones not accepted. We accept payment through local cheques /drafts payable in Delhi only.

GST as applicable on all above fee, interest and charges.

Your continued use of the card will be deemed acceptance of these amendments.

Tata Card Helpline
From BSNL/MTNL Lines 1800 180 8282
From All Other Lines 3902 3456 All information in this communication is correct as per September 2012 and is subject to change at the discretion of SBICPSL.
Tata Card Most Important Terms and Conditions are also available at www.tatacard.com


To apply, if you are not a TATA Employee, please write to us at apply@tatacard.com, with your full name, city and contact detail. Our Executive will get in touch with you shortly.

If you are a TATA Employee, please click here.