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Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

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for all asset classes

  • Up to 100% financing
  • No additional collateral required

What is a QIK EMI Card?

Bring home the happiness with Tata Capital’s QIK EMI Card!

If you’ve been waiting for a long time to save money and buy your favorite gadgets and electronic appliances, your wait is seemingly over! With a QIK EMI Card, you can now enjoy online or offline shopping and convert your transactions into Equated Monthly Instalments or EMIs.

Through this card, we offer you a pre-approved loan limit of up to Rs. 1.5 lakhs so that you can purchase a range of eligible products on EMI. These may include a brand-new smartphone, TV, laptop, air conditioner, refrigerator, washing machine, microwave, and home theatre, among others.

You can simply visit any of our authorized retail stores across India or shop online from the Tata Neu & Croma website to take home the desired products on EMI. All you need to do is use our QIK EMI Card to pay for your products. 

  • Maximum Loan Limit 

    Up to Rs. 1.5 lakhs

  • Loan Tenure

    6 months to 24 months

  • Interest rate 

    Starting from 0% p.a.

Advantages of QIK EMI Card

Zero Cost EMI

Our QIK EMI Card allows you to shop for your favorite products and convert your transactions into Zero or No Cost EMI. We charge 0% interest on popular brands so that you can purchase the latest gadgets.

100% Digital Process

We provide QIK EMI Cards to our customers through a 100% digital process. You can apply for your QIK EMI Card online by entering a few basic details of yours on our website and uploading the required documents. 

Customized Repayment Tenure

When you pay for a product using our QIK EMI Card, you have the flexibility to repay the amount in a customized tenure. We allow you to choose your repayment tenure between 6 months to 24 months as per your convenience.

Instant Approval and Issuance

We provide instant approvals on QIK EMI Card applications to ensure zero inconveniences for our customers. You can just apply for a QIK EMI Card online, and we will issue your card immediately.

Minimal Documentation

We won’t burden you with heavy documentation for issuing a QIK EMI Card for you. You will need to submit only your basic personal details and KYC documents, which include a photo ID proof and an address proof issued by the Government.

Why should you apply for a QIK EMI Card?

A QIK EMI Card can help you upgrade your lifestyle in more than one way. Below are a few reasons to apply for a QIK EMI Card with Tata Capital:

Buy Latest Gadgets

If you’re a tech-savvy person, our QIK EMI Card is a must for you. It can help you purchase the latest electronic gadgets - such as smartphones, tablets, and laptops - with easy EMI. Apart from enhancing your personal life, these gadgets can also make your professional life easier and better.

Upgrade Home Appliances

It’s crucial to equip your home with the best home appliances to ensure optimum luxury and comfort. With a QIK EMI Card, you can purchase a range of home appliances - such as a TV, AC, refrigerator, washing machine, and vacuum cleaner - and pay for them in monthly installments.

Shop Online or Offline

A QIK EMI Card allows you to shop for your favorite products online as well as offline. You can walk into any of our authorized retail stores across India or visit the Tata Neu & Croma website to purchase the desired products on EMI without any hassles.

Get Started in 3 Easy Steps

We have built a simple 3-step process to provide QIK EMI Cards to our customers. Below are the steps in which you can get your Tata Capital QIK EMI Card:


Enter Details

Share your basic details on our website to get an instant approval


Upload Documents

Fill out an online KYC form and upload the required documents


Setup E-mandate

Set up an e-mandate for the payment of your EMIs via NetBanking or a debit card

Voila! Your QIK EMI Card is now ready for use! Use it to shop for your favorite products on EMI at authorized online and offline stores.

What are the Eligibility Criteria for a QIK EMI Card?

To get your QIK EMI Card, you are required to fulfill very basic eligibility criteria and submit your basic KYC documents. Below are our eligibility requirements for providing a QIK EMI Card:

  • The age of the customer should be between 21 years and 60 years

  • The maximum loan limit allowed on a card is Rs. 1.5 lakhs

  • The repayment tenure for purchases can range between 6 months and 24 months

  • Please note that the final eligibility decision for a QIK EMI Card is at the sole discretion of Tata Capital Financial Services Ltd. To know more, you can connect with us at 1860-267-6060 between 9 AM and 8 PM on all days except national holidays. You can also write to us at