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Get Home Appliances on EMI

With Tata Capital’s consumer durable loans, you can enhance your lifestyle by purchasing home appliances on EMI.

So, if you’re looking to upgrade your existing home appliances with newer ones that employ innovative and cutting-edge technology, you can apply for a home appliance loan with us and get all the appliances on easy EMI. Moreover, our loan for home appliances comes with special pre-approved offers that involve a high loan limit, no-cost EMI, zero processing charges, and flexible repayment tenures.

What are the Home Appliances Available on EMI?

The list of available home appliances on EMI with Tata Capital is extensive. You can purchase a range of home appliances as per your everyday requirements on EMI by availing of our home appliances loan. Some of the most common home appliances that you can purchase through our home appliance loan include:

    • Television

    • Refrigerator

    • Air Conditioner

    • Washing Machine

    • Microwave

    • Home Theatre

    • Geyser

    • Water Purifier

    • Air Purifiers

    • Laptops

What are the Benefits of Buying Home Appliances on EMI?

In addition to allowing you to purchase the desired appliances on easy EMI, our loan for home appliances comes with several utilitarian advantages. Let’s look at some of the benefits of buying home appliances on EMI through Tata Capital’s Home Appliance Loan:

Wide Range of Options

You can visit any of our authorized retail stores across India or the Tata Neu and Croma website to purchase your favorite home appliances on EMI, all of which employ state-of-the-art technology and come with a variety of innovative features.

Zero Interest Charges

Our home appliance loan comes with some exclusive features, such as 0% interest or No Cost EMI. This feature allows you to convert the cost of your home appliance into easy EMI without incurring any additional interest charges. 

Convenient Repayment Tenure

When you buy home appliances on EMI from Tata Capital, you have the flexibility to repay the cost of the appliances in a convenient tenure. Your home appliance loan repayment tenure can range between 6 and 24 months.

Instant Loan Approvals

We provide instant approvals on loans for home appliances. You can get an authorized loan limit of up to Rs. 5 lakhs and buy products on EMI within this limit without any hassles.

Minimal Documentation

At Tata Capital, we do not require extensive documentation for providing home appliance loans. We offer home appliances on EMI with very simple eligibility criteria and minimal documents, which include your KYC documents and other essential papers.

What are the Eligibility Criteria for Getting Home Appliances on EMI?

You have to fulfill our primary eligibility criteria to avail of our loan for home appliances. Below are our eligibility requirements for providing home appliances on EMI:

    • The applicant’s age must be between 21 years and 65 years


    • The applicant can be a salaried employee or a self-employed individual

    • The maximum loan limit to purchase home appliances on EMI can be Rs. 1.5 lakhs

    • The loan tenure can range between 6 and 24 months



  • Please note the final eligibility for a home appliance loan is at the sole discretion of Tata Capital. You can contact our customer care helpline for more details on our home appliances loan eligibility criteria.

What are the Documents Required for Getting Home Appliances on EMI?

To obtain home appliances on EMI from us, you are required to complete a basic documentation process. Below are the home appliances loan documents that you need to submit to us:

  • Proof of Identity

  • Proof of Residence

  • A Canceled Cheque

  • Latest Passport-size Photograph

  • A Signed ECS Mandate

  • A non-dated cheque for the full loan amount drawn in favor of “TCFSL” as security

  • Please note that we may also ask for some additional documents at the time of loan processing. To know the exact documents that you may need to avail of a home appliance loan, you can visit the “Consumer Durable Loan Documents” page on our website or contact our customer care helpline.

How to Obtain Home Appliances on EMI?

Getting home appliances on EMI through us is easy and convenient. You can apply for a home appliance loan online or offline at your convenience. Below are the steps in which you can obtain the desired home appliances on easy EMI:

  • Visit any of our authorized retail stores across India or go to Tata Neu & Croma website to shop for the home appliances on your list

  • Pay for the home appliances using our QIK EMI Card or apply for a home appliance loan on our website by filling out a simple online application form

  • We will pay the dealer for your appliances and convert the costs into easy EMIs. Your EMI payments would be deducted directly from your bank account through a signed ECS mandate

You can avail of certain pre-approved offers to make your purchase of home appliances on EMI easier and more convenient. To check your pre-approved offers, you can enter your details on our website or contact our customer care helpline at 1860 267 6060 between 9 AM and 8 PM on all working days.