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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Get Electronics on EMI

You can apply for a Tata Capital Electronics Loan online and shop for all your favorite electronic items without paying anything out of your pocket at that instance. Our loan for electronic items comes with several useful features and benefits, such as instant approvals, convenient repayment tenure, zero hidden charges, and minimal documentation. Furthermore, we provide pre-approved offers on our loan on electronics to make your buying experience smoother.

What are the Electronic Items that You Can Get on EMI?

By availing of a Tata Capital Electronics Loan, you can purchase all your favorite electronic devices or gadgets on EMI. You can shop for the desired electronics on EMI by visiting any of the authorized retail stores across India or on the Tata Neu and Croma website. Below is a list of some common electronic items that can be purchased on EMI through our loan on electronics:

  • Action Cameras

  • Headphones

  • Smartwatches

  • Gaming Consoles

  • Home Security Systems

What are the Benefits of Buying Electronics on EMI?

Below are some additional benefits associated with a Tata Capital Electronics Loan:

Immediate Loan Approval

We provide immediate approval on a loan for electronic items. It means that you won’t have to wait for long to bring home your favorite electronic devices. You can simply apply for electronic loans online and get access to your pre-approved loan limit within a few minutes.

Zero Percent Interest Rates

Our loan for electronic items comes with some unique features, such as 0% interest or No Cost EMI. This feature allows you to buy your favorite electronics on EMI without incurring any additional interest charges. You are required to repay only the cost of your electronics and that too in EMIs.

Customizable EMIs

With Tata Capital Electronics Loan, you can choose to repay the loan amount at your own convenience. With multiple EMI options and customizable loan tenures, you have the flexibility to choose how much EMI you want to pay every month.

Minimum Documentation

You can get a loan on electronics from us by fulfilling very easy eligibility criteria and completing a basic documentation process. We provide electronic loans online and ask only for some basic documents, which include the KYC papers and a canceled cheque, among others.

What are the Eligibility Criteria for Getting Electronics on EMI?

We provide a loan for electronic items to borrowers who can fulfill some simple eligibility requirements in terms of age, employment status, and loan tenure. Below are our eligibility criteria for a loan on electronics:

    • The age of the applicant must be between 21 years and 65 years

    • The applicant needs to be a salaried employee or a self-employed individual

    • The maximum loan limit that can be allowed for buying electronics on EMI is Rs. 1.5 lakhs


    • The repayment tenure for the loan can range between 6 months and 24 months

  • Please note that the final eligibility decision for providing a loan on electronics rests solemnly with Tata Capital. You can visit our website or contact our customer care helpline for more details on our electronics loan eligibility criteria.

How to Obtain EMI for Electronics?

You can avail of our electronic loans online and easily obtain EMI for electronics. We allow you to shop for the desired electronic devices and repay their costs in easy EMIs, spread over a convenient tenure. Below are steps that you need to follow to procure our EMI for electronics facility:

  • Prepare a list of the electronic gadgets for which you want the EMI facility

  • Visit the Tata Neu and Croma website or walk into any of our authorized retail stores across the country

  • Shop for the desired electronic items and pay for them through a Tata Capital Electronics Loan or a QIK EMI Card

  • We’ll convert the cost of your electronics into EMI, and your EMI for electronics will be deducted directly from your bank account every month

We also provide pre-approved offers so that you can purchase your electronics on EMI more conveniently and affordably. To know your pre-approved offers, you can enter your details on our website or contact our customer care helpline at 1860 267 6060 between 9 AM and 8 PM on all working days.