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With Tata Capital’s consumer durable loan, you can upgrade your lifestyle without denting your savings. You can bring home your favorite electronic appliance, smartphone, laptop, camera, and many other products by paying for them in Equated Monthly Instalments or EMIs.

What are the Documents Required for a Consumer Durable Loan?

To avail of a consumer durable loan from us, you’re required to complete a simple documentation process. Below is the detailed description of the consumer durable loan documents accepted by us:

 

  • Photo ID Proof

    You’re required to submit a copy of your photo identity proof issued by the Government. These may include your PAN Card, Aadhaar Card, Voter ID Card, Driving License, or Passport.

  • Address Proof

    You will also need to attach a copy of your address proof, which can be your Ration Card, Utility Bill, Passport, Voter ID Card, or Aadhaar Card.

  • Income Proof

    Income proof is required to validate your income for a consumer durable loan eligibility check. 

    • Salaried Individual, you can submit a copy of your bank statements for the last six months or your salary slips for the last three months. 
    • Self-Employed, you can submit your latest bank statements and Income Tax Returns for the past two years as your proof of income.
  • Passport-size Photograph

    You’re also required to submit a recent passport-sized photograph of yours to validate your identity.

  • A Canceled Cheque

    A canceled cheque of your salary account (for salaried individuals) or current account (for self-employed individuals) is required for IMPS validation.

  • ECS Mandate

    You’re required to submit a duly-signed ECS mandate for the deduction of your consumer durable loan EMIs directly from your bank account.

  • A Non-dated cheque

    You’re required to submit a non-dated cheque for the entire loan amount drawn in favor of “TCFSL” for security purposes.

  • Please note that the documents for consumer durable loans may vary from case to case based on the borrower’s profile. Apart from the consumer durable loan documents mentioned above, we may ask for some additional documents at the time of loan processing. You can get in touch with our customer care executive for exact details.

How to Submit the Documents Required for a Consumer Durable Loan?

How to Submit the Documents Required for a Consumer Durable Loan?

With Tata Capital’s consumer durable loan, you can get a smartphone, laptop, camera, air conditioner, television, refrigerator, washing machine, or a gamut of home appliances with easy EMI. All that you need to do is fulfill our consumer durable loan eligibility and submit the required documents.

 

You can submit your consumer durable loan documents to us in any of the following ways:

  • Visit Our Branch

    You can also visit your nearest Tata Capital branch to submit the documents required for a consumer durable loan. Our loan executives at the branch will guide you through the entire loan application and documentation process.

  • Get Doorstep Services

    We can also arrange for the doorstep pickup of your consumer durable loan documents. All you have to do is call our customer helpline number at 1860 267 6060 between 9 AM and 8 PM on all working days and ask for the doorstep services.

How to Submit the Documents Required for a Consumer Durable Loan?

With Tata Capital’s consumer durable loan, you can get a smartphone, laptop, camera, air conditioner, television, refrigerator, washing machine, or a gamut of home appliances with easy EMI. All that you need to do is fulfill our consumer durable loan eligibility and submit the required documents.

 

You can submit your consumer durable loan documents to us in any of the following ways:

  • Upload Them Online

    The simplest way to submit your consumer durable loan documents to us is by uploading them on our website. You can start by applying for a consumer durable loan on our online portal and then upload the required documents when asked.

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