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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Get Air Conditioner on EMI

With Tata Capital’s consumer durable loan, you can get your AC on EMI without any hassles. You can make your AC EMI price even more affordable by getting pre-approved offers from us. 

Benefits of Buying AC on EMI

You can simply opt for a consumer durable loan for purchasing your desired air conditioner on EMI. Here are a few benefits of buying an AC on EMI from us:

Convenient Online Process

You can easily shop for your favorite AC on EMI online or offline and pay for it in a convenient manner. To buy your AC on EMI, you need to visit any of our partner retail stores or the Tata Neu & Croma website and make the payment using our QIK EMI card.

No Additional Charges

When you buy AC on EMI from us, we will charge you zero or nominal processing fees. Moreover, our air conditioner EMI offers include 0% interest or No Cost EMI so that you can buy AC on EMI from us without paying any extra interest charges.

Minimum Documentation

You can shop for an air conditioner on EMI from us with minimal documentation. You can simply upload the required documents on our online portal and get instant approval for a consumer durable loan or a QIK EMI Card.

Get Pre-Approved Offers

You can get exclusive air conditioner EMI offers with Tata Capital. These offers can reduce your AC EMI price significantly. You can also check for your pre-approved AC EMI prices and AC EMI offers for various air conditioners by visiting our partner websites.

Convenient Repayment Options

You can choose how you want to repay your consumer durable loan for AC. We offer a variety of repayment options for our consumer durable loans. You can use the fixed loan limit on your QIK EMI Card to purchase your AC and repay the amount within 6 months to 24 months.

What are the Eligibility Criteria to Buy AC on EMI?

With Tata Capital, you can shop for a split or window AC on EMI by fulfilling some simple eligibility requirements. Below are the eligibility criteria you need to meet for buying an AC on EMI from us:

  • Your age should be between 21 and 60 years

  • You should be a salaried or a self-employed individual

  • You can get a loan limit of up to Rs. 1.5 lakhs to buy an AC on EMI

  • The loan tenure for your AC EMI repayment ranges between 6 months and 24 months

  • Please note that the final eligibility for buying an air conditioner on EMI rests with Tata Capital. 

What are the Documents Required to Buy AC on EMI?

At Tata Capital, we allow you to buy AC on EMI through an easy online process and minimal documentation. Below are the documents that you need to submit to avail of our AC EMI offer:

  • Proof of Residence

  • Latest Passport-sized Photograph

  • A Canceled Cheque

  • A signed ECS Mandate

  • A non-dated cheque for the full loan amount drawn in favor of “TCFSL” as security

  • Please note that we may ask for additional documents for providing air conditioner EMI offers. You can contact our customer care helpline to know the exact documents that you need to submit for buying an AC on EMI from us.

How Can You Obtain an AC on EMI?

Here are the steps to get your AC on EMI:

  • Research, compare, and select the desired AC that you want to purchase
  • Shop for your AC online from Tata Neu and Croma website or from any of our authorized retail stores across the country
  • Check your AC EMI price and pay for it using our QIK EMI Card
  • Your EMI payments would be made through the signed repayment mandate on your card

To check your pre-approved air conditioner EMI offers and other details, you can visit our website or call us at 1860 267 6060 anytime between 9 AM and 8 PM on all working days.