• EMI Moratorium
    • CLOSE
    Back
    Personal Loan
    CALCULATE EMI
    Personal Loan

    PERSONAL LOAN INTEREST RATES STARTING AT 10.99%

    Know More

    Back
    Overdraft Loan
    CALCULATE EMI
    Overdraft Loan

    PERSONAL LOAN INTEREST RATES STARTING AT 13.50%

    Know More

    Back
    Wedding Loan
    CALCULATE EMI
    Wedding Loan

    WEDDING LOAN FUNDING UP TO RS. 25 LAKHS

    Know More

    Back
    Medical Loan
    CALCULATE EMI
    Medical Loan

    LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS

    Know More

    Back
    Education Loan
    CALCULATE EMI
    Education Loan

    AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES

    Know More

    Back
    Travel Loan
    CALCULATE EMI
    Travel Loan

    PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS

    Know More

    Back
    Home Renovation Loan
    CALCULATE EMI
    Home Renovation Loan

    HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS

    Know More

    Back
    Home Loan
    CALCULATE ELIGIBILITY
    Home Loan

    HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES

    Know More

    Back
    Home Extension Loan
    CALCULATE ELIGIBILITY
    Home Extension Loan

    CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS

    Know More

    Back
    Affordable Housing Loan
    Pradhan Mantri Awas Yojna (PMAY) Calculator
    Affordable Housing Loan

    UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%

    Know More

    Back
    PMAY

    Back
    Back
    Home Assist
    Home Assist

    USE THE TOOL NOW!

    Know More

    Back
    Used Car Loan
    CALCULATE EMI

    Back
    Two Wheeler Loan
    CALCULATE EMI

    STAY UPDATED!

    We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.

    All You Have To Do Is Click On "Allow".

    Business Loan FAQs

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Calculators
  • EMI Options
  • Related Products
  • FAQs
  • Blog
    • 1

    Getting Started

    Eligibility

    Loan Details (Amount & Tenure)

    Flexible EMI Plans

    Know How It Works
    Getting Started

    Whether you are new to business, experiencing a slowdown, need funds to ensure cash flow, access to working capital, hire new employees, buy new equipment, or expand your business, no matter what your business plans and needs are, our Business Loans can help you get quick funds when you need them the most. Tata Capital’s Business Loans are designed to meet your financial needs with flexible repayment options and customisable loan options to keep you growing your business. Getting money to meet your immediate need is simple, secure, and easy with our unsecured Business Loans.

    Here’s why our Business Loan is the perfect match for you:

    • We don't ask for any security or guarantor for our Business Loan
    • You get the flexibility of choosing from business loan repayment options
    • For our existing customers, we regularly provide exclusive pre-approved offers on business loans
    • Convenient Online access to all details regarding your business loan.
    • We offer unsecured business loans up to ₹ 75,00,000
    • We seek minimum documentation
    • We give you quick online approval once you share the minimum documents we need.

    We ask for minimal documents in order to process your Business Loan:

    • Duly filled application form
    • KYC documents of the company including PAN Card, Registration of Incorporation, Partnership deed, Memorandum & Articles of Association.
    • KYC documents of the business owners
    • Balance sheet and Profit & Loss accounts for the last two years
    • Income Tax Returns for the last two years
    • Company bank statements for the last six months
    • GST returns for the last 6 months
    • A report detailing how the Business Loan will be used.

    Learn more about Business Loan Eligibility & Documents for further details.

    We offer Business Loans to both professionals and non-professionals, who are self-employed. Among self-employed professionals, we have exclusive loans for doctors. These loans are approved quickly and are available at competitive interest rates. The customer segments covered under Business Loans are listed below:

    • Sole Proprietorship
    • Partnership Firm
    • Private Limited Companies
    • Closely held Public Limited Companies
    • Societies
    • Trusts
    • Hospitals, Nursing Homes, Diagnostic Centers, Pathological Labs.
    You can repay through Post Dated Cheques, Electronic Clearance Service (ECS) or Direct Debit.

    To avail a Business Loan, simply apply online or call 1860-267-6060. You could also e-mail us at contactus@tatacapital.com or visit any of our branches.

    Yes, you can get a Business Loan without any collateral or security.
    Eligibility

    You are eligible for a Business Loan if you:

    • Are between 25-65 years of age
    • Have business that shows a profit for the last three consecutive financial years
    • Have business that shows an upward turnover trend
    • Are able to show balance sheet that is audited by a registered Chartered Accountant.
    Loan Details (Amount & Tenure)

    Your EMI depends on the loan amount. Please use our Business Loan EMI Calculator to know exactly how much you need to pay.

    You can take up to ₹ 75 lakhs and more depending on your credit score.

    You can take up to 36 months to repay your business loan.

    The interest rate for Business Loan is fixed.
    You can repay through Post Dated Cheques, Electronic Clearance Service (ECS) or Direct Debit.
    Flexible EMI Plans
    • Step Up Flexi EMI Plan

    This repayment option allows you to pay lower EMIs in the beginning and as your income grows you pay higher EMIs.

    1. Provides higher Business Loan eligibility

    2. Pay more when you can afford

    3. Helps to manage income flow efficiently.

    • Step Down Flexi EMI Plan

    Step Down Flexi EMI Plan offers flexibility to pay higher EMIs in the beginning and lower ones at the end.

    1. Reduces interest substantially

    2. Helps in finance management

    3. Provides higher Business Loan eligibility,

    Ideal if: You have a high disposable income.

    Know How It Works

    You can run your business without any disruptions by just completing a simple and secure form which takes less than 10 minutes. Then upload the necessary documents and your loan will be approved within just days.

    Online

    Apply online through our website.

    Phone

    Our customer support team is happy to help you, call us on customer care number at 1860 267 6060 from 9 am to 8 pm Monday to Saturday. You can request a call back too.

    Branch

    Walk into your nearest branch and apply for a Business Loan.

    Find the right loan for you

    You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.

    Know More
    Education Loan

    Your wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.

    Know More
    Wedding Loan

    We know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.

    Know More
    Medical Loan

    Fantasizing about jetting off to an exotic locale? You can now make it happen. Our process is simple, and we let you customise the repayment option according to your convenience. Fulfill all your travelling needs with Tata Capital Travel Loan.

    Know More
    Travel Loan

    Thinking to repair or renovate your home? Upgrade your house with a new look & redesign your dream home with Tata Capital Home Renovation loan.

    Know More
    Home Renovation Loan

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

    Customer Speak