The central government and the state governments are on a drive to ensure housing for all Indian citizens.

Under this initiative, there have been several programs and yojanas introduced in the last decade. The NTR housing scheme is one of those applicable to the state of Andhra Pradesh.

This article discusses NTR Housing Scheme, its objectives, how to apply, and more details that an applicant must know before applying.

What is the NTR Housing Scheme in AP?

The Indian Prime Minister launched the Pradhan Mantri Awas Yojana (PMAY) in 2015 to ensure pucca houses for every Indian citizen. This scheme has been mighty successful and has provided over two crore pucca homes to recipients belonging to low-income, middle-income, and economically vulnerable groups by 2022.

On the auspicious occasion of the 125th birth anniversary of Dr B. R. Ambedkar, the then Andhra Pradesh Chief Minister Chandrababu Naidu introduced the NTR Housing Scheme as part of the PMAY scheme on 14th April 2016. The initiative’s objective was the same as PMAY, i.e., to provide pucca houses to homeless and needy people in Andhra Pradesh.

The objective of the NTR housing scheme:

The government of India has launched the NTR housing scheme to provide affordable and quality homes for the slum and unauthorised settlement dwellers. This scheme is expected to result in a drastic reduction in the number of people living in Kacha houses or homeless and improve their quality of life.

The AP Govt housing scheme has already been allocated Rs 10,000 crore, and plans are to allot more money in the future. It will promote economic development in these areas and set an excellent example for other states to follow. It is hoped that this scheme will ultimately lead to an end to slums and unauthorised settlements in India.

Cost of homes in Andhra Pradesh under the NTR housing scheme:

The NTR housing scheme has been introduced by the Government of Andhra Pradesh, which is targeted at first-time home buyers, and those with an annual income between INR 3 lakh and INR 18 lakh can apply for this scheme.

The government has allocated INR 16,000 crore for this housing scheme in Andhra Pradesh, intending to construct 10 lakh pucca dwellings in the state. Given that this primarily focuses on lower and middle-class-income people, the maximum cost of these houses will not exceed INR 8 lakh.

  • The lowest, i.e., 300 sq. ft. homes, would cost INR 5.62 lakh
  • A 365 sq. ft. dwelling is priced at INR 6.74 lakh
  • A 430 sq. ft. house is priced at INR 7.71 lakh

NTR Housing Scheme: Eligibility criteria

The scheme has already delivered over 4 lakh homes from its quota of 10 lakh homes in AP. Here are the eligibility criteria for the NTR housing scheme in AP –

  • The applicant must be a resident of the state
  • The applicant must own a white ration card or should be below the poverty line
  • On the application date, they must not own any house or land as part of any other government-sponsored housing program.

Documents required to apply for NTR Housing:

If you are looking for a home in the nearest future and happen to be a citizen of Andhra Pradesh, you might want to consider applying for the NTR housing scheme.

To be eligible, you will need to provide the following documents:

  • An income proof
  • Address proof and disclosure if the applicant or their immediate family owns a home in India
  • Bank account number and branch information
  • Housing specifications of choice
  • Other documents as required

Moreover, the application process is rigorous and takes time, so be prepared to commit to a long waitlist. Make sure you’re fully prepared and have all the required documents before applying, as the application process can be pretty complicated.

How to apply for NTR Andhra Pradesh Housing Scheme?

If you wish to be a part of the NTR Andhra Pradesh housing scheme, here are the steps to apply:

  • Visit the official PMAY website
  • Create a new PMAY account or sign up if you have an existing account
  • Now, click on the ‘Citizen Assessment” tab
  • Click on the Citizen Assessment tab and choose the appropriate benefits under the NTR housing scheme
  • Solve the Captcha code and click on Save for the successfully applying


NTR Housing is a government-sponsored housing scheme in Andhra Pradesh. Through this initiative, the government is looking to provide affordable housing for all. Under its third phase, over four lakh dwellings have already been inaugurated and allocated to the deserving recipients.

In case you are not eligible to be a part of the NTR Housing initiative and are facing difficulties in getting a home loan approved, Tata Capital Home Loan can be a platform that you can look at. We provide loans at the most reasonable rates, starting at 7.75%*. In addition, our documentation process is seamless and curated to ensure that our clients will have a hassle-free experience irrespective of the loan amount or the terms involved.

Aspiring homeowners who are not eligible to be a part of the NTR Housing initiative and are facing difficulties in getting a home loan approved can rely on Tata Capital Home Loan. We provide tailor-made housing loans at the most reasonable rates, starting at 7.75%*. In addition, our documentation and verification process is seamless and perfectly curated to ensure that our clients have a hassle-free experience irrespective of the loan amount or the terms involved.

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