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Personal Loan
Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
Apply NowMARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Apply NowLOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Apply NowAVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Apply NowHome Renovation Loan
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
Apply NowHOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
Apply NowHOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Apply NowCUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
Apply NowUNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PMAY
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Business Loan
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Apply NowONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowTwo Wheeler Loan
Nothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
Apply NowLoan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
VEHICLE LOAN
Used Car Loan
APPLY NOWMutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreConsumer Durable Loan
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
Insurance
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Know MoreMicrofinance
Tata Capital provides easy Microfinance Loans available at attractive interest rates. Avail a loan up to Rs. 2 lakhs through a simple process with minimal documentation. Get flexible tenures up to 36 months and repay your Microfinance loan EMI as per your convenience.
Know MoreWe have pre approved offers for you
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Apply NowPersonal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Loan Against Property
Loan Against Securities
Personal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Business Loan
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
Loan Against Property
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Used Car Loan
Two Wheeler Loan
Mutual Fund
Mutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know More
Consumer Durable Loan
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
Insurance
Insurance
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Now get your Used Car Loan in simple steps. Follow these simple steps to get your loan:
Learn more about Business Loan Eligibility and Required Documents for further details.
If you’re wondering how to apply for used car loan, here’s how –
To get a used car loan, apply online or offline as per your convenience. First, just fill in the loan application form and submit it.
Second, gather all basic documents required for verification and either submit them or upload them.
We will then verify the authenticity of your documents and determine your eligibility.
Once done, your used car loan will be sanctioned and the money will be disbursed. It could take anywhere from 24 to 36 hours for loan disbursal from the time of document submission.
Online Application – Apply for a used car loan online through our website.
Document Submission – Upload the relevant documents required for a used car loan.
Verification – We will verify your documents and check their validity.
Approval – Your used car loan will be sanctioned and the amount disbursed to your bank account.
Applying for a used car loan is now easier than ever! The entire application process can be carried out online through our website. All you need to do is fill up basic details, including the loan amount you wish to borrow and the desired loan tenure.
When you apply for a used car loan, you need to furnish the standard documents needed to establish your credentials, Identity Proof and Proof of Residence, Income Proof documents, Income Tax Returns (ITR), Trade License, and ownership of business documents relevant to your salary, profession, or business depending upon whether you’re a salaried individual or self-employed individual.
You can easily check online for the list of the used car loan documents required for verification.
In the third step of the loan application processing – verification – we will verify your used car loan documents to check their authenticity and your credit history to determine your loan repayment capabilities. Once validated, your loan will be sanctioned; however, in case we find your documents to be invalid or discrepancies in your credit report, your used car loan application may be rejected. Meaning, your loan amount will not be sanctioned or disbursed.
If all your documents are found to be valid and no discrepancies are found in your credit report, you will receive used car loan online approval. Once your loan has been sanctioned, the loan principal will be disbursed shortly after. However, if your documentation is incomplete or invalid or there are discrepancies in your credit report, your used car loan application will be rejected.
Want to know how to apply for used car loan? We give you the flexibility to apply for a used car loan in the following ways –
Phone – Give our customer support team a quick call on our toll free number.
Email – Send an email our way and our relationship managers will handle your queries and requests.
Virtual Assistant – Our virtual assistant, TIA, is ready 24x7 to guide you in your used car loan application.
Offline – Walk into one of our nearby branches and have a one-on-one with our lending experts.
A used car loan EMI calculator is a free and useful online tool to calculate your used car loan’s EMI value. Simply by entering three inputs – Principal Loan Amount, Rate of Interest, and Loan Tenure, you can have accurate results automatically within seconds.
Wondering how to apply for a used car loan with Tata Capital? Well, you can do so online in five simple steps –
Online application – The very first step is to fill in the used car loan application form online.
Documentation – The next step is to procure all relevant documents based on whether you’re a salaried or self-employed individual and submit them along with the application form.
Processing – In this step, the lender will carry out rigorous verification checks to ensure the validity of all documents and your used car loan eligibility.
To get used car loan, you will have to pass through several stages. If you wish to apply for a used car loan with Tata Capital, get to know the stages that lead up to loan disbursal –
Loan application
Document submission
Application processing and document verification
Loan sanctioning and
Loan disbursement
No, you cannot change the used car loan tenure once the loan has been disbursed by the lender. Similarly, neither can you change the second hand car loan amount post-disbursal. This is why it is important to make the right choice before loan processing.
All adjustments that you need to make in the tenure and amount can be made before loan application with the help of a used car loan EMI calculator. The calculator allows you to increase or decrease the tenure and loan amount so that you choose an EMI value that suits your budget.
Generally, you will not be asked for a guarantor when you apply for a used car loan. However, the case may be different if you fail to fulfil the eligibility criteria laid out by your lender. If, for instance, your income is lower than the bar set by your lender, you may need to furnish a guarantor – one who is willing to stand surety for your used car loan approval.
Lenders will want to know your credit score when you apply for a used car loan. Since a credit score/ CIBIL Score is assigned based on your credit history, it will give the lender a good idea of whether or not you will be able to repay your loan on time. A score of 750 or above will give you instant pre-owned car loan online approval since you will come off as a low-risk borrower. However, those with a low credit score may be charged high Used Car loan interest rates or be denied loan approval altogether.