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Information About Wedding Loan

About Personal Loan for Weddings

Weddings are a time for celebration. They are special events that bring loved ones together and create new families.  But at times weddings can be quite expensive for both bride and the groom. Opting for a personal loan to meet your wedding expenses is an optimal solution to make the occasion memorable. without stressing over every rupee. 

How can you take a Personal Loan for Wedding?

Planning your wedding may be a bit overwhelming but we’ve made the process of funding your wedding really easy. Here’s what you need to do:

  • Check your personal loan eligibility online
  • Select your loan amount and period
  • Submit your application
  • Get the funds in your account

What are the basic requirements in getting the loan approved?

We’ve made sure that getting a Personal Loan for Wedding is simple and quick. For a swift approval:

  • Keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score
  • Provide your last three month’s pay slip, address proof and bank statements


Please check the Eligibility and Documents for more details on personal loan for weddings.

Tie the knot in style with this handy guide

Did you know your dream wedding can now come to life without any financial worries? Here’s how you can have your cake and eat it too. 

Settle on a budget early on

Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.

Keep track of your finances

You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, it is important to maintain a wedding expense tracker.

Research everything

It is the biggest day of your life – so you want to get everything right.  Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.

Apply for a Personal Loan for Wedding

Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for.  Apply for the Personal Loan for Wedding and start ticking off items from your wedding checklist.

Features and Advantages

Minimal Paperwork

We know planning a wedding is stressful enough, especially when you have to go through a tedious loan application.  With our simple online form and minimum documentation, we have made the loan process stress-free for you to enjoy the big day. 

No Collateral

Tata Capital offers you unsecured personal loan so that you don’t have to attach your car or home as collateral. 

Flexible Repayment options

Choose your preferred repayment options. Increase your EMI amount as your income grows or pay higher EMI initially so that your loan amount is reduced over the period of time. 

Fast Decision

We will screen you in couple of minutes and provide a prompt response to your application. Once approved, cash is deposited to your bank account.

Interest Rates

While your memories will last a lifetime, your debt shouldn’t. We offer Personal Loan for Wedding at competitive rates to make your special day even more special. 

What does the Personal Loan for Wedding cover?

Our Personal Loan for Wedding is all-encompassing. We will help you cover the costs of every facet of your wedding from the flowers to the food that is ultimately served. Our loans can even be used to fund your every need.

Interest Rates

Our interest rates that start at 10.99% are competitive amongst the other players in the industry. However, it depends on loan eligibility, income and other criteria that determine the interest rates for the loan offered.

How much EMI do you need to pay?

Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. We provide Personal Loan for Weddings with loan tenure up to 48 months.

You can choose your EMI amount that is comfortable for you by using the Personal Loan for Wedding EMI calculator

How can you repay a Personal Loan for Wedding?

You can decide how you want to repay the loan. For a fixed amount of loan and interest, you can choose the tenure and EMI that is comfortable for you. The longer the tenure, lower will be the EMI. You can also prepay your loan after meeting defined terms and conditions. 

 You can pay your loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.

Eligibility and Documentation

You are eligible for a Personal Loan for Wedding if you are a salaried person, aged 21-58 years with two years of work experience. You should be in the present organisation for at least six months with a salary of ₹ 20,000 per month. 


These are the documents you will need to submit:

  • The documents required to establish your credentials like Voter ID, Aadhaar Card.
  • Proof of identity and proof of residence,
  • Salary slips, income documents.


Find out more about the Eligibility and Documents required for further details.

Checking your Personal Loan for Wedding Eligibility

You have to meet some basic conditions to successfully get our Personal Loan for Wedding. You can use our Eligibility Calculator to know your eligibility for a Personal Loan for Wedding. At Tata Capital, we believe in extending a loan with minimal paperwork, reasonable interest rate and flexi EMI plans.

What’s the maximum amount of personal loan for wedding you can avail?

The maximum amount of a personal loan for wedding depends on your income. You need to have a minimum income of ₹ 20,000 per month. You would be eligible for a maximum loan of ₹ 15,00,000. 


What is an EMI Calculator?

An EMI calculator for a Personal Loan for Wedding helps you to understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your loan. With the help of EMI calculator, you can plan your monthly instalments and conveniently pay off the loan. 

What does EMI Stand for?

EMI stands for Equated Monthly Instalments. It is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan.  You can take anytime between 12 to 84 months to repay your loan with Tata Capital. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and the tenure for which the loan is taken.

How to calculate your EMI using a calculator?

Enter the following information to calculate your EMI

  • Loan Amount (the loan amount you wish to get)
  • Interest Rate (Tata Capital interest rates for Personal Loan for Weddings start at 10.99%)
  • Loan Tenure (Tata Capital offers 12 -84 months of time)
  • Click the Calculate button. The system shows your EMI monthly break-up of both the interest and principal payment. 
  • If the Personal Loan for Weddings EMI is higher or lower than you want to pay, edit the principal amount and follow the same steps from 2 to 4.

The 3 Hows of deciding the right EMI

  • How soon do you want to pay off the personal loan for wedding?
  • How much can you afford to pay in a month?
  • How much of an interest rate are you comfortable with?

Why Choose Us

We care about you

We offer Personal Loan for Weddings to meet your fund requirements without bothering you with too many formalities other than the statutory requirements as prescribed by law. 

We offer attractive interest rates

Our interest rates for a personal loan for wedding are competitive and affordable. We let you tailor everything according to your convenience and ability to repay. 

We’re flexible

Our Personal Loan for Weddings let you choose the loan amount, tenure and EMI period for which you need the loan. 

We’re not going to bother you about collateral

No collateral? No problem. We don’t want you to give any security to cover the Personal Loan for Wedding. 

We are not going to make you run around

We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose of the loan.

We offer tailor-made loans

Our personalized approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all. 

We’ve been in the industry for a long time

This means we understand your needs and we will tailor our services to your needs. If you look good, we look good.