Standard EMI Plan allows you to pay the interest amount consistently for your defined Tenure.
Special Offers
Fill in these details to know more
Please enter the 4 Digit OTP sent to your mobile Number.
Generate a 4 digit OTP to verify your mobile number.
Incorrect OTP
OTP once used cannot be reused. Please resend OTP to try again.
DOWNLOAD THE TATA CAPITAL APPThe Tata Capital app allows you to apply for a new loan or manage your existing loan anytime, anywhere! Click on the link below to download the app.
Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Apply Now
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
Apply Now
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
Apply Now
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Apply Now
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Apply Now
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Apply Now
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
Apply Now
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
Apply Now
HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Apply Now
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
Apply Now
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Apply Now
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowNothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
Apply Now
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
APPLY NOW
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreA better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply Now
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Know MoreClick the "Allow" button to receive notification
We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All You Have To Do Is Click On "Allow".
SMS sent succesfully!
SMS sent succesfully!
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
A copy of your Bank statements for the last six months
A copy of your Salary Slips for the last three months
A copy of your Ration Card / Electricity Bill / Passport
A certificate stating one year of continuous employment
We offer Flexi EMI options to ease your Personal Loan. You can choose which option works best for you.
Following are some the benefits of a Travel Loan:
The interest rate starts from 11.25%
We ask for minimal documentation for a Travel Loan which results in swift approval. Please check Eligibility & Documents requires for more details.
You can get a loan amount up to ₹ 25 lakhs depending on your Travel Loan eligibility.
The frequency of repayment will depend on the schedule that you have chosen. Use the EMI Calculator to know exactly how much EMI you need to pay for your loan.
You can take up to 72 months to repay your Travel Loan. We have flexible EMI plans to meet your specific needs.
We have simple eligibility criteria for a Travel Loan.
Following are the details:
Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined period.
1. EMI amount remains the same for the entire loan period
Ideal if - You have a regular income
Step Up Flexi EMI Plan offers great flexibility. This repayment option allows you to pay lower EMIs in the beginning and as your salary increases you pay higher EMIs.
1. Provides higher Travel Loan eligibility
2. Pay more when you can afford
3. Helps to manage income flow efficiently
Ideal if - You expect your income to increase at regular intervals.
Tata Capital Travel Loans start at ₹ 50,000 and go as high as ₹ 25 lakhs. You can fill in an application form online, upload your documents and get instant approval. The loan amount will be credited in your bank account within a couple of days!
Online
We are with you any time of the day. We are digital completely.
Phone
Our customer support team is more than happy to help you, always.
Branch
Walk into any of our nearest branch to apply for a Travel loan.
Mobile App
You can apply for the Travel Loan through our mobile app. Our mobile app will also help you keep an eye on your loan balance.
The Travel Loan is ideal for people who are seeking to finance their ideal vacation but are falling short on funds. It covers all the expenses related to your travel, such as, airfares or any kind of transportation, hotel fares, tour packages, travel gear/accessories, or any type of expenses that are associated with your travel. Apply for the Travel Loan quickly and be travel ready!
Going on your holiday is extremely simple, thanks to our Travel Loan. You just have to follow these four easy steps to get a Travel Loan:
Before you apply for a Travel Loan, make sure you consider the following things to help you plan the ideal getaway.
Choose your destination
The first step to any successful vacation is deciding on the destination. Do you and your loved ones enjoy spending time on the beach or surrounded by the mountains? Is there a specific exotic place that has always been part of your bucket list? Once you choose where you want to go, you will be able to plan your itinerary better. This will play a vital role in applying for the Travel Loan.
Research is your best friend
Once you have narrowed in on where you want to go, begin researching everything you can about your destination. By using online resources and talking to people who may have visited the place before, find out everything you can. This includes information about tourist spots, food, local transportation, and activities that you should not miss out on. Even the smallest details can have a huge impact on your holiday.
Budget everything
This is a crucial step before applying for a Travel Loan. Based on your research, you should be able to draw up a detailed budget plan including food costs. In addition to the usual costs, also set aside a nominal amount to address any contingencies. Be prepared.
Set up an itinerary
While it is important to be spontaneous during your vacation, it is better if you draw up a rough schedule for your overall stay. This will help you when it comes to your stay and will make sure you don’t miss out an experience of a lifetime.
Assess your existing funds
Consider all available funds at your disposal. This plays a crucial role in determining how much money you need to apply for through the Travel Loan.
Apply for the Travel Loan
With just minimal documentation and absolutely no security, you can apply for a Travel Loan in an easy and secure manner. Based on your travel loan eligibility, we will instantly release the funds, so you can jet off on your ideal getaway.
We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan is simple and quick. For a swift approval
Find out more about Eligibility and Documents for more details.
Your holiday plans can be funded easily with Tata Capital Travel Loan. We provide approvals immediately and funds are credited in your bank account within a couple of days.
We won’t waste your time making you run around doing extensive paper work. You can just focus on making your trip memorable.
Our Travel Loan comes with no extra baggage. We don’t ask for any collateral or security.
You have the flexibility and control over how you want to repay your Travel Loan. Choose the EMI option that best suits your needs
We offer conditional pre-closure and part payment anytime after 6 months.
Our Travel Loan will take care of all your travel expenses. Whether it is for domestic or international travel, we will take care of everything including your transportation, food expenses, hotel stay, day trips and any other activity you wish to indulge in during your holiday. Your ideal vacation begins with us.
Our interest rates that start at 10.99% are competitive with the other players in the industry. However, it depends on travel loan eligibility, income and other criteria to determine the interest rates for the loan offered.
Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. We provide Travel Loans with loan tenure up to 48 months.
You can choose your EMI amount that is comfortable for you by using the Travel Loan EMI calculator.
You can decide how you want to repay the personal loan for travel. For a fixed amount of loan and interest, you can choose the tenure and EMI to repay the loan comfortably. The longer the tenure, lower will be the EMI. You can also prepay your loan after meeting the defined terms and conditions.
You can pay your travel loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.
You are eligible for a Travel Loan if you are a salaried person aged between 22-58 years, with one year of work experience. You should be in the same job for a minimum of six months with a salary of ₹ 20,000 per month to get a loan.
These are the documents you will need to submit:
Please check Eligibility and Documents for more details.
You have to meet some basic conditions to successfully get our Travel Loan. You can use our Travel Loan Eligibility Calculator to know your eligibility. At Tata Capital, we believe in extending a loan with minimal paperwork, reasonable interest rate and flexi EMI plans.
The maximum amount of a Travel Loan depends on your income. You need to have a minimum income of ₹ 20,000 per month. You would be eligible for a maximum loan of ₹ 25,00,000.
We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan is simple and quick. For a swift approval
Find out more about Eligibility and Documents for more details.
Travel Loan EMI calculator helps you to understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay annually over a course of time to repay your loan. With the help of EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
EMI stands for Equated Monthly Instalments. It is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan. You can take anytime between 12 to 84 months to repay your loan with TATA Capital. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest is higher but gradually the principal payment depends more on the EMI option. The exact percentage of principal and interest will depend on the interest rate charged and the tenure for which the Travel Loan is taken.
Enter the following information to calculate your EMI:
We offer Travel Loans to meet almost all your travel needs without bothering you with too many formalities other than the statutory requirements as prescribed by law.
Our interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay.
Our Travel Loan lets you choose the loan amount, tenure and EMI period for which you need the loan.
No collateral? No problem. We don’t want you to attach any security to cover the Travel Loan.
We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose of the Travel Loan.
Our personalized approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all.
This means we understand your needs and we will tailor our services to your needs. If you look good, we look good too.
WHY CHOOSE US
Be Investment ready in minutes by signing up with the Tata Capital Moneyfy app. We are here to make mutual fund investments simpler for you.
Just enter your mobile number and we will share the link with you.
SMS sent succesfully!
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Just enter your mobile number and we will share the link with you.
SMS sent succesfully!
