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Information About Travel Loan

About Travel Loan

The Travel Loan is ideal for people who are seeking to finance their ideal vacation but are falling short on funds. It covers all the expenses related to your travel, such as, airfares or any kind of transportation, hotel fares, tour packages, travel gear/accessories, or any type of expenses that are associated with your travel. Apply for the Travel Loan quickly and be travel ready!

How can you take a Travel Loan?

Going on your holiday is extremely simple, thanks to our Travel Loan. You just have to follow these four easy steps to get a Travel Loan:

  • Check your eligibility online
  • Select your loan amount and period
  • Submit your application
  • Get your money

Your Ultimate Travel Checklist

Before you apply for a Travel Loan, make sure you consider the following things to help you plan the ideal getaway.

Choose your destination

The first step to any successful vacation is deciding on the destination. Do you and your loved ones enjoy spending time on the beach or surrounded by the mountains? Is there a specific exotic place that has always been part of your bucket list? Once you choose where you want to go, you will be able to plan your itinerary better. This will play a vital role in applying for the Travel Loan.

Research is your best friend

Once you have narrowed in on where you want to go, begin researching everything you can about your destination. By using online resources and talking to people who may have visited the place before, find out everything you can. This includes information about tourist spots, food, local transportation, and activities that you should not miss out on. Even the smallest details can have a huge impact on your holiday.

Budget everything

This is a crucial step before applying for a Travel Loan. Based on your research, you should be able to draw up a detailed budget plan including food costs. In addition to the usual costs, also set aside a nominal amount to address any contingencies. Be prepared.

Set up an itinerary

While it is important to be spontaneous during your vacation, it is better if you draw up a rough schedule for your overall stay. This will help you when it comes to your stay and will make sure you don’t miss out an experience of a lifetime.

Assess your existing funds

Consider all available funds at your disposal. This plays a crucial role in determining how much money you need to apply for through the Travel Loan.

Apply for the Travel Loan

With just minimal documentation and absolutely no security, you can apply for a Travel Loan in an easy and secure manner. Based on your travel loan eligibility, we will instantly release the funds, so you can jet off on your ideal getaway. 

What are the basic requirements in getting your loan approved?

We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan is simple and quick. For a swift approval

  • Keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score
  • Provide copies of your pay slips, address proof and bank statements

Find out more about Eligibility and Documents for more details.

Features and Advantages

Quick Loan

Your holiday plans can be funded easily with Tata Capital Travel Loan. We provide approvals immediately and funds are credited in your bank account within a couple of days.

Minimal Paper Work

We won’t waste your time making you run around doing extensive paper work. You can just focus on making your trip memorable. 

No Collateral

Our Travel Loan comes with no extra baggage. We don’t ask for any collateral or security. 

Easy Repayment

You have the flexibility and control over how you want to repay your Travel Loan. Choose the EMI option that best suits your needs

Part payment

We offer conditional pre-closure and part payment anytime after 6 months. 

What does the Travel Loan cover?

Our Travel Loan will take care of all your travel expenses. Whether it is for domestic or international travel, we will take care of everything including your transportation, food expenses, hotel stay, day trips and any other activity you wish to indulge in during your holiday. Your ideal vacation begins with us. 

Interest Rates

Our interest rates that start at 10.99% are competitive with the other players in the industry. However, it depends on travel loan eligibility, income and other criteria to determine the interest rates for the loan offered.

How much EMI do you need to pay?

Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. We provide Travel Loans with loan tenure up to 48 months.

You can choose your EMI amount that is comfortable for you by using the Travel Loan EMI calculator.

How can you repay a Travel Loan?

You can decide how you want to repay the personal loan for travel. For a fixed amount of loan and interest, you can choose the tenure and EMI to repay the loan comfortably. The longer the tenure, lower will be the EMI. You can also prepay your loan after meeting the defined terms and conditions. 

 You can pay your travel loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.

Eligibility and Documentation

Eligibility and Documentation

You are eligible for a Travel Loan if you are a sa