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Personal Loan for Salaried by Tata Capital

Don't keep waiting for a paycheck to realize your dreams. Whether it's an overseas education or a luxury vacation, Tata Capital's Personal Loan for Salaried Employees is just what you need.

 

Our customized loans extend up to Rs. 35,00,000 at highly competitive interest rates starting at just 10.99%!

 

And that's not all. You can apply for a personal loan for salaried online with Tata Capital at your own comfort and convenience. Enjoy flexible repayment options, easy-to-meet eligibility conditions, and a customized tenure that fits your requirements and budget with Tata Capital.

 

Say yes to your goals with Tata Capital's Personal Loan for Salaried Employees. Apply today and enjoy instant loan approval and quick disbursal.

Features and benefits of Personal Loan for Salaried

High loan amount

Big or small, Tata Capital has all your funding needs covered. Borrow a Personal Loan for Salaried Employees from anywhere between Rs. 75,000 to Rs. 35,00,000. And don’t be a day late or a rupee short of funding your child's education overseas or meeting urgent medical expenses.

Flexible loan tenure

Tata Capital offers a loan tenure of up to 6 years so you can repay the loan conveniently. Adjust your personal loan EMIs and minimise chances of default by choosing a tenure that best suits your financial needs. Apply for an instant personal loan online for salaried employees today.

Competitive interest rates

High interest rates giving you the blues? Fear no more! Avail of the most market-beating personal loan interest rates, starting at just 10.99%.

No collateral needed

Don’t want to pledge any security? We won’t ask you to! Our instant Personal Loans online for Salaried Employees are collateral-free to ensure that you need not expose your valuable assets to risk.

Minimal paperwork

Leave behind your fears of tedious paperwork and multiple back-and-forth calls with lending experts. The entire process is easy-to-understand and will be completed in a jiffy.

Relaxed eligibility criteria

Get hassle-free instant loan for salaried person. We don't ask for much, only the basic eligibility criteria. From start to end, rest assured your borrowing experience will be convenient and hassle-free.

Overdraft facility

In case you need extra funds over and above what you’ve borrowed, you can withdraw additional funds up to an agreed limit. The best part? Pay interest only on the amount that you use.

No penalty charges on part pre-payment

Have extra funds that can help pay off your loan for a salaried person earlier than the pre-decided tenure? You can prepay your loan any time after six months from the disbursement date without having to pay any penalty or additional fee.

Eligibility criteria for Salaried Personal Loan

You don’t need to meet extensive eligibility criteria to avail a loan from Tata Capital. Simply meet a few basic requirements, as discussed below, and avail of an instant loan for a salaried person. These eligibility requirements help us understand your repayment capacity and determine a maximum loan amount you can repay comfortably. So, we can customise a product most suited to your unique needs. With Tata Capital, get a quick salaried loan. Apply online for a loan for salaried person today!

Eligibility criteria

  • Your age must fall between 22 and 58 years

  • You must have an income that is not less than Rs. 15,000 per month

  •  

    You must have at least one year of work experience

     

  • If you want to improve your personal loan eligibility, you should add a co-applicant with a good income and credit score, make sure your personal credit score is at least 750 or above, repay your previous debts on time, and choose a longer repayment tenure. 

Documents Required for a Salaried Personal Loan

A personal loan for salaried employees at Tata Capital features an easy application process without any hefty paperwork requirements. The list of documents required is as follows-

1. ID proof (Voter ID/ Passport/ Aadhaar card/ Driving License

2. Address proof

3. Income proof (Salary slips for the last two months)

4. Bank statements for the past six months

5. Employment certificate

What Is The Process of Applying for a Personal Loan for Salaried Employees

What Is The Process of Applying for a Personal Loan for Salaried Employees

  • Meet us physically

    Visit one of your nearest Tata Capital branches and talk to our lending experts directly for application guidance.

What Is The Process of Applying for a Personal Loan for Salaried Employees

  • Online application

    To get an instant salaried loan, apply now from the comfort of your home. Complete the loan application and upload scanned copies of the necessary documents online.

  • Call us

    Call our customer care executives at 1860 267 6060 anytime between 9 AM and 8 PM and let them guide you step by step.

  • Virtual assistant

    Our 24x7 virtual assistant, TIA, can give you real-time answers for loan application guidance.

More Personal Loan products for you

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If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for salaried employees
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Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

Personal Loan for women
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Personal Loan for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

What our customers say about us

Excellent and quick service response. Thanks for prompt action.

MIHIR CHANDRA JHA

Personal Loan | 17 February, 2024

Good and helpful service. Your co operation is excellent. Thank You.

KALI SHANKAR DUTTA

Personal Loan | 17 February, 2024

Customer Service was excellent and helpful.Thanks.

Aritra Ghosal

Personal Loan | 17 February, 2024

Excellent service and very fast response. Really appreciate. One of the Best service that I have dealt with.

MIHIR CHANDRA JHA

Personal Loan | 15 February, 2024

Excellent company and response is so good.

VARATI RAMAIAH SIVARAMAIAH

Personal Loan | 08 February, 2024

Good and Trustful company I have ever seen in Indian Finance companies

MICHAEL ANTONY SUDHAKARS

Personal Loan | 25 January, 2024

Good approach and customer service

HARIHARAN VENKATRAMAN

Personal Loan | 24 January, 2024

I like services very much . Tata capital provide urgent loan. Whenever I need loan I will contact them. Thank you.

Shankar Kumar

Personal Loan | 18 January, 2024

Fast resolution on any request. Good service for customers. I hope to come new bank from TATA

YEGILISETTY MALLESWARA RAO

Personal Loan | 16 January, 2024

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Avail multiple withdrawals and part-payment facilities without any extra charges.

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An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

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We provide flexible repayment options for all cosmetic, medical and dental procedures.

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Personal Loan for Travel

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

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Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

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