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Medical Loan FAQs

Getting Started
A Medical Loan is a type of Personal Loan which can be used to cover a wide range of treatments. Whether it is providing the best healthcare for your loved ones or you need funds for coping with injury or need urgent medical procedures, a Medical loan is just what you need in such a situation.
The Medical Loan interest rate depends on factors such as the loan amount, the organization you are working for, the range of your salary, and the city you are living.

We ask for bare minimum documents for a Medical Loan. Please check Medical Loan Eligibility & Documents required for more details.

Tata Capital offers Medical Loans to take the stress out of emergency situations. We offer simple, flexible repayment plans to suit your budget and lifestyle.

We provide: 

Competitive Rates

• Competitive interest rates and faster approval of the loan amount enable you to address your personal medical emergencies.

Broad Range of Treatments

• We help you obtain a Personal Loan for any type of operation or procedure which includes injury, cosmetic, surgery, dental & laser procedures.

Flexible Repayment Options

• Easy repayment of loan through Flexi EMI options

Yes, you can apply for Personal Loan for Medical Emergency in any of the major cities in India including Mumbai, Pune, Bangalore, Chennai, Noida, New Delhi and Vizag. You can also apply for a Medical Loan online.


To apply for Medical Loan you need to be 22 years of age or older, a permanent Indian resident and in regular paid employment. Please find out more about Medical Loan Eligibility and Documents required for further details.

These are the documents you will need to submit:


The documents required to establish your credentials (Voter ID, Aadhaar Card, Ration Card, Driving License –any one).

Proof of identity and proof of residence

Salary slips, documents relevant to your salary

Find out more about Eligibility and Documents for more details.

It is important to have a good CIBIL score. However, this should not stop you from applying for a Medical Loan. Approval of Medical Loans depends on your ability to repay.
If you need a Medical Loan and have a low CIBIL score, you have the option to take a joint loan with your spouse or parent. However, approval of Medical Loans depends on your ability to repay.
A credit report provides details on your financial status and your ability to repay a Medical Loan. This helps us evaluate your financial history. A good credit report with a score of 750 will help you take a loan easily.
Loan Amount and Tenure

The maximum amount you can borrow through a Medical Loan depends on your eligibility. However, you can take up to ₹ 25 lakhs.

You can take up to 72 months to repay a Medical Loan.

Know How It Works

Protecting your loved ones is now easy. Just complete a simple form that takes less than 10 minutes and upload the necessary documents. Your medical loan will be approved within just days.


We are with you any time of the day. We are digital completely.


Our customer support team is more than happy to help you, always.


Walk into any of our nearest branch from to apply for a Medical Loan.