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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Get Mobile on EMI

Modern-day smartphones come equipped with some advanced features, such as quad camera set-up, waterproof design, hi-speed processor, and 5G internet support. A high-end smartphone not only makes your daily tasks easier but also acts as a status symbol.

If you don’t want to deplete your savings, you can buy your mobile on EMI through Tata Capital’s consumer durable loans. Our mobile loans come with a range of attractive features and benefits, such as a high loan limit, zero processing fees, instant approval, and flexible repayment options. Additionally, you can avail of pre-approved offers from us for buying a smartphone on EMI without any hassles.

Benefits of Buying a Mobile on EMI

You can buy mobile on EMI by applying for mobile loans online or offline. When you apply for finance for mobile with Tata Capital, you stand to benefit in more than one way. Here is why you should buy phone on EMI from us:

Distribute Your Financial Burden

You can pay for your mobile phone using our mobile loans, and your financial burden would be spread into a convenient tenure of 6 months to 24 months.

Instant Approval and Quick Disbursal

We provide instant approvals for our loans on mobile. You can simply apply for a mobile loan online from the convenience of your home or office. You can also apply for a QIK EMI Card and use it to shop for your favorite smartphone on EMI.

Access to Latest Versions

With Tata Capital’s loans on mobile, you can purchase the latest smartphone as per your requirements. 

No Cost EMI

When you buy smartphone on EMI with us, you can get the benefits of 0% interest or No Cost EMI. Additionally, we won’t levy any security deposit or hidden charges on our mobile loans.

Simple Eligibility and Minimal Documentation

To avail of our loans on mobile, you’re required to fulfill very simple eligibility criteria and complete the basic documentation process. You also have the flexibility to apply for our mobile loan online and upload the required documents on our website.

What are the Eligibility Criteria to Buy Mobile on EMI?

To be eligible for our mobile loans, you are required to meet very easy eligibility criteria in terms of age and employment status. Below are our eligibility requirements for providing loans on mobiles:

  • The age of the applicant should be between 21 years and 65 years 

  • The applicant needs to be a salaried or self-employed individual

  • We provide maximum finance for mobile of up to Rs. 5 lakhs

  • The tenure for our mobile loans can range between 6 months and 24 months


    Please note that the final decision of approving loans on mobiles rests solemnly with Tata Capital. You can get in touch with our customer care executive for more details on our mobile loans’ eligibility criteria.

How to get a Mobile on EMI?

By availing of finance for mobile from Tata Capital, you can purchase your favorite mobile on EMI with zero inconveniences. Our mobile loans are available online and offline with a simple application process. Below are the steps you need to follow to buy phone on EMI from us:

  • Decide on the smartphone that you want to purchase on EMI. Before deciding, compare various smartphones from different brands based on their features, specifications, and prices
  • Walk into any of our authorized retail stores across India or visit the Tata Neu and Croma website to shop for the selected mobile on EMI
  • Use your QIK EMI Card to pay for your smartphone. If you don’t have a QIK EMI Card, you can apply for it by visiting your nearest Tata Capital branch or on our website
  • Take your mobile home, and we will pay for it at the store. The EMI payments for your smartphone would be made through the signed repayment mandate on your QIK EMI card

Eligible customers can also get pre-approved offers while buying mobile on EMI from us. To check your pre-approved offers, you can visit our website or contact our customer care helpline at 1860 267 6060 between 9 AM and 8 PM on all working days.