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Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
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PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
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WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
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LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
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AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
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PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
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HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
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HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
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CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
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UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
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ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowNothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
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LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
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As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreA better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
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UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
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Have you been waiting for a long time to save money to buy products you desire? Tata Capital’s Consumer Durable Loans, helps you in making your purchases today, that you had set off for tomorrow. Through our 0% EMI facility you can buy big and pay small i.e. you can purchase home improvement products like a new microwave or a giant refrigerator and make repayments through the monthly EMIs. Through our consumer durable loan, you can also head out on a new trip or purchase health related products too. We require minimum documentation and provide on spot loan approval. Don’t delay your aspirations. Now go ahead with confidence and make life easier for you and your loved ones.
We have eliminated any stress involved around loan application process by designing a product that is totally hassle-free. It’s simple. It’s quick. Here’s what you need to do:
We have built a simple process to make sure you can start shopping as soon as possible. For swift approval:
Please check the Eligibility and Documents page for more details.
Upgrade your electronic gadgets
Electronic gadgets make our lives comfortable. Sometimes, we need them to even further our career aspirations. So, whether it is a laptop that will enable you to do all your office work or a mobile phone that keeps you connected to your loved ones, we believe you deserve the very best. With Tata Capital’s Consumer Durable Loans, you can buy what you want and repay through flexible EMI option and tenure.
Upgrade your home
Ever wanted to become a better baker? You can now buy the top-of-the-line microwave and oven grill. You can purchase a smart television or a new washing machine that makes laundry a breeze. There is no limit how you can make your home beautiful and better. We want you to live the best life possible.
Upgrade your lifestyle
Want to visit exotic location? You can use Consumer Durable Loans to upgrade your lifestyle and make it more desirable. With 0% interest and minimum documents, you can now head off to your long awaited vacation.
We don’t keep you waiting and enable you to reach your goals faster. With our on-spot loan approval, you can start shopping for anything anywhere, right away!
We would need your basic KYC documentation to process your loan.
We value our existing customers and try to give them the preferred treatment. If you are an existing customer with Tata Capital, we extend a pre-approved EMI card. Just walk into any of our partner stores with the card and use it to buy products that your heart desires.
We put your needs above everything else. You can foreclose your Consumer Durable Loan whenever you want after the first EMI. We don’t charge additional fee for foreclosure.
When you partner with us, you automatically become eligible for a number of exclusive offers from group companies. Some of our partners include Tata Sky and Star Bazaar. Our offers will put more money in your pocket. Now you can spend more to save more.
We offer 0 % EMI on majority of the Consumer Durable Loan. However, there is an advance EMI that we ask you to pay on the basis of your loan tenure along with a nominal processing fee. Processing fee is charged as part of processing your consumer durable loan request.
Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the tenure for which the loan is taken. We provide Consumer Durable Loans with loan tenure up to 24 months.
You can decide how you want to repay the loan. For a fixed amount of loan and interest, you can choose the tenure and the EMI that is comfortable to you. The longer the tenure, lower will be the EMI. You can also prepay your loan after meeting defined terms and conditions without any additional fees.
You can pay your loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.
You are eligible for a Consumer Durable Loan if you are a salaried person, in the age group of 21-60 years old and with minimum two years of work experience.
You have to provide basic documents:
Please check our Eligibility & Documents page for more details.
You have to meet some basic conditions to successfully avail our Consumer Durable Loan. At Tata Capital, we believe in extending a loan with minimal paperwork, 0% interest rate and flexible EMI plans. We are here to support your every need.
The Consumer Durable Loan EMI calculator helps you understand the EMI that you are comfortable to pay towards the principal payments and interest payments over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your loan. With the help of the EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
The Consumer Durable Loan EMI calculator helps you to understand the EMI that you are comfortable to pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your loan. With the help of EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
EMI stands for Equated Monthly Instalments. It is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan. You can apply for Consumer Durable Loan for a tenure between 6 to 24 months to repay your loan with Tata Capital. In case of the Consumer Durable product, we don’t charge you any interest for certain select set of products and the principal amount is spread across chosen tenure.
Enter the following information to calculate your EMI:
Reasons why you should choose us
With the customers’ individual desires and needs in mind, our team at Tata Capital guides you at every step and offer specific financial solutions.
We let you tailor everything according to your convenience and ability to repay.
Our Consumer Durable Loan lets you choose the loan amount, tenure and EMI period for which you need the loan.
We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose of the loan.
Our personalized approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all.
This means we understand your needs and we will tailor our services to your needs. If you look good, we look good too.
WHY CHOOSE US
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