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Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
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PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
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WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
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LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
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AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
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PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
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HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
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HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
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CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
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UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
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ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowNothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
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LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
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As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreA better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
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UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
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In this era of digital technological prevalence, laptops have become indispensable for professional consultants, self-employed people, and salaried personnel. Families with children who’re at their peak learning phase also stand to benefit from owning a laptop, since it grants access to the vast wealth of data and information available online.
The latest laptops from several top national and international brands now come with a host of new-age features such as expandable storage, super-fast processing speeds, and touchscreens. If you’ve been putting off replacing your old laptops for premium new models, you can now purchase a top-quality laptop on EMIs by availing of a consumer durable loan from Tata Capital.
Should you opt to buy a laptop on EMIs by obtaining a consumer durable loan from Tata Capital, you stand to experience a score of benefits. Read on to discover how the EMI scheme can help you if you’re keen on purchasing laptops.
It gives you access to a plethora of choices consisting of the latest laptops.
You get to invest in laptops that possess superior processing speeds.
By opting for the EMI scheme, you can purchase laptops that boast of innovative features like fingerprint readers and facial recognition.
Tata Capital’s loans gives you the ability to purchase touchscreen laptops that are convenient and easy to use.
It defers the payment of the initial purchase cost, thereby reducing any significant initial outlay of money.
Tata Capital offers instant and on-the-spot approval of consumer durable loans, so you are not inconvenienced with long-drawn waiting periods
The interest rate on these EMIs is 0%, so you pay no additional costs over the basic purchase price.
The documents required to apply for a consumer durable loan are minimal and limited to basic KYC details only.
To obtain a loan for buying a laptop, you need to fulfill certain Eligibility criteria for consumer durable loan, with regard to you age, as explained here.
Salaried persons must be aged between 21 and 60 years of age.
Self-employed applicants must be aged between 21 and 65 years of age.
Salaried and self-employed individuals can borrow as low as Rs. 10,000 or as high as Rs. 5 lakhs.
The minimum repayment tenure is 6 months, while the maximum is 24 months.
To obtain a loan for purchasing a laptop, you must submit the following documents only.
Identity and address proofs issued by the government
A cancelled cheque
A photograph that’s passport-sized
An ECS mandate that’s signed by the applicant
One non-dated cheque in favor of TCFSL
Tata Capital does not levy any fees for the foreclosure of your consumer durable loan. So, in case you have a sudden windfall and find yourself with some additional funds, you can foreclose your loan without the need to pay any added fees.
Failing to repay your EMIs on time can attract a penal interest charge at the rate of 3% on the amount outstanding each month.
With Tata Capital’s consumer durable loan, you can purchase a variety of electronics, gadgets, and appliances, including TVs, refrigerators, ACs, washing machines, laptops, and mobile phones.
Yes, self-employed people between the ages of 21 and 65 can apply for a consumer durable loan from Tata Capital. The loan amount can range from Rs. 10,000 to Rs. 5 lakhs, and the tenure of repayment can range from 6 months to 24 months.
Add luxuries to your life without the high price. Tata Capital Consumer Durable Loans help you own the latest appliances and gadgets of your choice. Upgrade your lifestyle with easy Consumer Durable Loans at Tata Capital.
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Don’t let finances keep you from bringing your dream smartphone home. Get quick and easy Tata Capital Consumer Durable Loans and fund your brand-new phone purchase seamlessly.
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Take your photography experience to the next level with the most advanced cameras on the market. And with Tata Capital Consumer Durable Loans, you don’t have to worry about the finances. Purchase the latest cameras using our Consumer Durable Loans and breathe new life into your images.
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Eyeing the latest electronic gadgets but high price tags holding you back? Tata Capital Consumer Durable Loans help you own modern gadgets and bring them home in no time.
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Looking to bring the latest appliances home? Tata Capital makes it easy to own modern appliances without leaving a dent in your savings. Choose our Consumer Durable Loan to get closer to the lifestyle you desire.
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Upgrade your lifestyle and refresh your daily entertainment experience with the best televisions on the market. Tata Capital makes it happen for you, in no time. Choose our Consumer Durable Loans for quick funding and flexible repayment options.
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