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Delaying the idea of replacing old home appliances isn’t the best of ideas. Often times, old appliances could begin to malfunction, thereby making it necessary for you to shell out significant sums of money on regular repairs alone. A better solution to this issue is to replace old appliances with the latest versions, so you can bring home the refrigerators and washing machines that employ innovative, new-age technologies. And now, with the help of Tata Capital’s consumer durable loans, you don’t have to put off the idea of purchasing a new appliance anymore. These loans enable you to buy appliances on easy EMIs.
With Tata Capital’s Consumer Durable Loans, you can purchase a wide range of home appliances on EMI. Some of the appliances that are available on EMI include:
In addition to allowing you to purchase any appliance of your choice instantly, a home appliances loan from Tata Capital also comes with several utilitarian advantages. You get to purchase the best-in-class home appliances, all of which employ state-of-the art technology and come with a variety of innovative features.
Furthermore, the loan itself offers several financial and functional advantages. Listed here are some of these benefits.
Flexible deferred payments in easy EMIs:
You can repay your Consumer Durable Loan EMIs in flexible repayment options that are easy on the wallet. The choice of the tenure is left to you, and it can range from 6 months to 24 months.
Zero percent interest on consumer durable loans:
The cost of the purchase is divided into easy no-cost EMIs. This effectively means that Tata Capital does not levy any interest on the purchase price. You need not pay any added amount.
Instant loan approvals:
For loans up to Rs. 1.5 lakhs, Tata Capital offers on-the-spot instant approvals. If you’re buying products within this limit, you get to enjoy immediate approvals, so you can make your purchases without any waiting time.
Extremely minimal documentation:
We do not require extensive documentation in order to grant loan approvals. Our requirements are limited to basic KYC details and essential papers alone, so you can quickly submit your request for a loan.