Nature of employment Salaried employee in a private company, the public sector, or a government organization.
Age The applicant must be between 21 and 58 years old.
Nationality Only Indian residents can apply.
Minimum monthly income The minimum salary for personal loan eligibility is Rs. 20,000.
Minimum work experience The applicant must have at least 1 year of work experience.
Credit score -A good credit score of 725+ improves approval chances.