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Copy of photo identity proof of both the student & parent. Can also submit a copy of Voter ID / Passport / Driving license / Aadhaar Card
Attested copies of Marks Sheets & Certificates (from 10th standard)
As issued by the admitting School / College / Institute
For the last three months & ITR of Parent/Guarantor
All essential documents issued by the admitting School / College / Institute including prospectus, breakup of fees, etc.
If there is an immovable property offered as security
Up to 3% of the loan amount and GST
0.25% or 1000 Rs whichever is higher
3% overdue amount per month + GST
Rs. 850 + GST
Rs. 600 for every Cheque / payment instrument /ECS dishonor + GST
2% of loan amount or Rs. 5750 ,whichever is higher + GST
Rs. 550 + GST
4.5% on the Dropped down limit amount + GST
Any prepayment /foreclosure made during the Lock-in Period will attract additional 2% over and above the prepayment/foreclosure charges mentioned in (a) above + applicable taxes on the Dropped down limit
Rs. 450 + GST.
Charges will be applicable on your EMI Due date in case the account does not have an Active mandate after the exhaustion of the given post-dated cheques. This charge would be applied every month until there is an Active Mandate linked to the account.
0.25% of dropline amount + GST or Rs 1000, whichever is higher per year will be deducted from the limit and shall be payable at the end of 13th Month.
Rs 100 + GST
Soft Copy – Nil, Branch walk in Rs 250 + GST
Soft Copy – Nil, Branch walk in Rs 550 + GST
Rs 550 + GST
Soft Copy – Nil , Branch walk in – Rs 199 + GST
The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.