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Rajiv Sabharwal

Managing Director & CEO

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Mr. Rajiv Sabharwal has over 28 years of experience in the banking and financial services industry.

Mr. Sabharwal was a Partner in True North Managers LLP, which was mainly involved in building and managing businesses with a primary focus in the financial service sector.  He served as an Executive Director on the Board of ICICI Bank and was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion business and digital banking technology. He also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory   Committee (Real Estate) of ICICI Prudential AMC. He served on a number of committees of Reserve Bank of India and Indian Banks Association.  He had successful stints with True North Managers LLP, Sequoia Capital, Godrej Group, SRF Finance, GE Capital and Times Bank.

Mr. Sabharwal was acknowledged for his contribution to the growth of the Retail Banking and Real Estate and Housing Finance market in India.

Mr. Sabharwal holds a B.Tech in Mechanical Engineering from Indian Institute of Technology, Delhi and has a Post Graduate Diploma in Management from Indian Institute of Management, Lucknow.

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Sarosh Amaria

Managing Director

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Mr. Sarosh Amaria is the Managing Director of Tata Capital Financial Services Ltd.

Mr. Amaria has rich experience of over 23 years with the Tata Group, having joined one of its flagship companies, Tata Motors.

He has played different roles during his journey, prominent amongst which are his role in treasury team of Tata Motors and his international assignment as Head of Treasury and Business Planning at Tata Daewoo, South Korea. In 2007,

Mr. Amaria joined Tata Capital as part of its founding team and played a significant role in setting up and growing Commercial and SME Finance Division (CSFD), catering to a wide spectrum of customers such as SMEs, mid-market companies, large corporates and PSUs. Till recently,

He was the Chief Operating Officer of CSFD, managing a book in excess of Rs. 25,000 crores. 

Mr. Amaria, a Commerce Graduate with Masters in Management from Mumbai University, is also a Fulbright Scholar from Carnegie Mellon University.

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Anil Kaul

Managing Director

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Anil Kaul is the Managing Director of Tata Capital Housing Finance. He has spent over 2 decades in the financial services sector with extensive experience in the retail lending business. He has held senior management positions at ICICI Bank, ICICI Lombard, Citibank N.A., Standard Chartered Plc. Anil Kaul holds an MBA in Finance from the University of Lucknow.

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Manish Chourasia

Managing Director

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Manish Chourasia has over 20 year experience in origination, credit risk assessment and syndication in Asia-Pacific Region. As part of the above mentioned functional categories, he has handled various products covering project finance, mezzanine finance, acquisition finance, credit derivatives etc.

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Abonty Banerjee

Chief Digital & Marketing Officer

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Abonty Banerjee is Chief Marketing and Digital Officer at Tata Capital. She is leading the Digital, Analytics, Brand Marketing and Corporate Communication at Tata Capital and comes with a rich background in banking, financial services and Market Research. Abonty in her previous role has worked with Ernst & Young, ICICI Bank & Neilsen in Digital Strategy and Innovation, Platforms and Products.

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Avijit Bhattacharya

Chief Human Resources Officer

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Avijit joined The Tata Group in 1996 as a TAS Officer in Tata Administrative Services and has worked on various assignments in the areas of automotive and financial services.

Currently Avijit is the Chief Human Resources Officer (CHRO) at Tata Capital. As CHRO, Avijit oversees all aspects of People Management, Infrastructure & Administration, Safety and Corporate Social Responsibility.

Avijit was the founding CEO of Tata Cleantech Capital Limited (TCCL), a joint venture between Tata Capital Limited and The International Finance Corporation, Washington from 2012-2015. TCCL is a specialized lender for Renewable Energy Projects, Water Management Projects and Energy Efficiency Projects. Prior to TCCL, he was the founding CEO of Tata Securities Limited (TSL) from 2007 to 2012. The primary businesses of TSL are Equity Broking, Investment Banking and Distribution. Both TCCL and TSL are subsidiaries of Tata Capital Ltd. of which Avijit was one of the founding members.

Prior to Tata Capital, Avijit worked with Tata Motors Ltd, the leading automobile manufacturer of India, from 2003 to 2007 in the Passenger Car Business and Corporate Finance. From 2003-2005, he was Head - Systems & Process and Business Excellence for the Passenger Car Business (PCBU) and Engineering Research Center (ERC) and was a member of the office of the Executive Director - PCBU & ERC. Thereafter Avijit moved to the office of Executive Director - Finance & Corporate Affairs as DGM - Corporate Affairs looking after Mergers and Acquisitions and Subsidiary Relationships.

As a TAS Officer, Avijit was involved in various assignments like the Launch of the Tata Indica, setting up of an online equity trading portal and retail broking business for Tata TD Waterhouse Securities and setting up of Concorde Motors, a captive car dealership chain.

Avijit is a B.Tech from IIT - Kanpur and MBA from IIM - Bangalore. He is a Fulbright Scholar, having undergone the Fulbright Program at the Carnegie Mellon University, USA. Avijit was recognized as a Young Leader by the British High Commission in 2013.

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Rakesh Bhatia

Chief Financial Officer

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Rakesh Bhatia is currently the Chief Financial Officer at Tata Capital.

He has over 25 years diversified experience in Financial Services, Information Technology  & Manufacturing Companies.

During his career, he has led teams in India and International Markets in Business, Finance, Treasury,  Taxation,  Risk & Consulting.

Rakesh in his previous roles has worked with American Express, Oracle, Yamaha, Tupperware & IDBI.

He is a certified Chartered Accountant & Company Secretary and holds a Bachelor’s degree in Commerce from Hansraj College, Delhi University.

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Sarita Kamath

Head - Legal & Compliance and Company Secretary

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Sarita is the Head of Legal and Compliance & Company Secretary, at Tata Capital Limited. She joined the Tata Group in the year 2002 and was part of the Group Legal Department before moving to Tata Capital in the year 2009. Sarita is a qualified Company Secretary from the Institute of Company Secretaries of India and a law graduate from Mumbai University.

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