Punita Kumar Sinha
Get the Tata Capital App to apply for Loans & manage your account. Download Now
Personal loan starting
@ 11.50% p.a
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Extension Loan Affordable Housing Loan PMAYQuick Cash Plot & Construction Loan Balance Transfer Home Loan Top Up Home Loan EMI Calculator PMAY Calculator Balance Transfer & Top-up Calculator Home Loan Eligibility Calculator Area Conversion Calculator Stamp Duty CalculatorKnow MoreCheck Credit Score Home Loan Rates & Charges Home Loan Documents Required Home Loan Online RERA Approved Housing Projects
Business Loan EMI Calculator Business Loan Pre-payment Calculator GST Calculator Foreclosure Calculator Hybrid Term Loan Machinery Loan MSME Loan Small Business LoanBusiness Loan Rates & Charges Business Loan Documents Required
Used Car Loan Loan On Used Car New Car Loan Two Wheeler Loan Used Car EMI Calculator Two Wheeler EMI Calculator Apply Now Apply Now
Know More Apply Now Loan Against Securities Rates & Charges Loan Against Securities Documents Required Loan against Shares Loan against mutual funds Check Credit ScoreLoan Against Securities Rates & Charges Loan Against Securities Documents Required
Know More Apply Now Loan Against Property Rates & Charges Loan Against Property Documents Required EMI Options Hybrid Term Loan Secured BL (SBL) Loan Against Property EMI Calculator
Know More Apply Now Education Loan Rates & Charges Education Loan Documents Required Education Loan EMI Calculator Request a Callback
Digital financial solutions to aid your growth
Most Popular products
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Offers & Updates
Sign in to unlock
special offers!
You are signed in to unlock special offers!
Sending OTP to
OTP sent to
Thank you for your application
I/We declare that all the details furnished in this application form are true, correct and upto date in all respects and that I/We have not withheld any information whatsoever. I/We undertake to inform Tata Capital Limited("The Company"/"TCL") of any changes therein, Immediately
In addition to consenting to the above, I/We agree to have read & understood the and confirm the same.
Terms and Conditions:
1. This application is not for citizens, residents, persons or entities accessing from the European Union and no services shall be provided to any person or entity in the European Union.
2. This Application Form shall not be construed to imply automatic approval of your loan / facility by Tata Capital Limited (“the Company”). The sanction of the loan, loan amount and disbursal is at the sole discretion of the company and no commitment has been given regarding the same.
3. The loan facility shall be disbursed by the Company to the applicant/s and/or such other person as instructed by the applicant and the amount disbursed by the Company to such person shall be valid binding and effectual discharge from the applicant/s.
4. Payment of non-refundable processing fee, if any, is a pre-requisite together with this loan application.
5. Wherever PAN is not available, Form-60 to be provided.
6. The Terms and Conditions mentioned above are an indicative list of terms and conditions of our loan products. These Terms and Conditions are further described in other financing documents (such as Specific Agreements, Master Terms and Conditions, other loan documents) under relevant sections / schedules and therefore should be read in conjunction with such financing documents.
7. This Application Form should not be construed as giving rise to any binding obligation on the part of the Tata Capital Limited to provide the financial assistance/ facilities opted for by the applicant.
Please also visit the Company's website www.tatacapital.com for the Fair Practices Code and Policy for determination of Interest Rates, Processing and other charges adopted by the Company.
Declarations
1. I/ We certify that I/ We are citizens of India. I / We declare that I / We am / are not citizens, residents, persons or entities accessing from the European Union.
2. I/ We declare that no cash/ bearer cheque has been collected from me/ us upfront or otherwise towards processing of this Loan Application Form by any executive/ representative of the Company. All payment instruments being issued for the purpose of this loan application/ loan payments/ repayment have to be issued in favour of the Company only.
3. I/We declare that all the details furnished in this application form are true, correct and up-to-date in all respects and that I/We have not withheld any information whatsoever. I / We undertake to inform the Company of any changes therein, immediately. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I /we am / are aware that I may be held liable for it.
4. I/We hereby confirm and duly undertake that the loan is being taken for the purpose as stated in the Application Form. I/We also confirm that the loan is not being used for investment in stocks and shares, speculative activities or any purposes linked to capital market activities/ illegal activities.
5. I/We hereby confirm that no insolvency proceeding or suits for recovery of outstanding dues or monies whatsoever or for attachment of my/ our assets or properties, and/ or any criminal proceedings have been initiated and/ or are pending against me/ us and that I/We have never been adjudicated insolvent by any court or other authority nor has any receiver, administrator, administrative receiver, trustees or similar officer been appointed for my/our assets.
6. I/We understand and acknowledge that the Company shall have the absolute discretion, without assigning any reasons (unless required by applicable law), to reject my application and any costs, losses, damages or expenses, or other consequence caused by reason of such rejection, or any delay in notifying me/us of such rejection of our application.
7. I/ We understand and am aware that the charges paid to the Company towards out of pocket expenses and/ or log-in/ processing fees are non-refundable to me/ us and upon the application being withdrawn by us or being rejected by the Company for any reason whatsoever, we will not be entitled for refund either in part or in full.
8. Processing fee along with applicable taxes/ Insurance Premium (in case I have opted for insurance cover) will be deducted from the disbursement amount and the amount disbursed shall be net of fee/ charges/ premium amount.
9. Government Taxes, Stamp duty and other statutory charges will be as per applicable laws.
10. No Discount/ free gift or any other commitment whatsoever are made /binding except what is documented in the loan agreement or any other finance document.
11. I/ We hereby confirm and duly undertake that the loan is being taken for purpose as stated in the application. I / We also confirm that I / We shall not use the loan for any improper/illegal or unlawful purpose/ activities.
12. I/we have been informed that incomplete/ defective application will not be processed, and the Company shall not be responsible in any manner for the resulting delay or otherwise. The Company may request for additional documents other than those collected with the application.
13. I/ We hereby consent to the Company to carry out the KYC and other requisite checks by such processes as may be permissible under law including authentication/ verification of documents or details submitted for KYC purpose, accessing and procuring data from databases maintained by statutory or other authorities constituted by law, for the purpose of granting the Loan Facility referred in this form.
14. I/We hereby understand that TCL may, if required, seek information or documents in addition to what is mentioned in its KYC-PMLA Policy and I/We hereby consent to the same and agree to provide such information or documents.
15. The loan terms as sanctioned are valid for a period of 30 days only. In case of delay beyond 30 days in accepting the loan offer for whatsoever reasons, there may be revision/s in the loan terms, and you are requested to kindly seek clarifications, if required.
16. I/We authorize the Company, their agents and entities with which the Company has service arrangements, to exchange, share or part with all the information and details (including personal sensitive data or information and any information that requires a consent under the Information Technology Act, 2008 and/or any other statute) relating to my/our existing loans and/or repayment history to bank, financial institutions, credit bureaus, information utilities, agencies, entities with which the Company has service arrangements, statutory bodies etc. as may be required or as they may deem fit and shall not hold the Company or its agents/representatives/such entities liable for use/sharing of this information.
17. I/ We expressly authorize/consent to the Company, and its agents, to contact me / us, through e-mails, telephones, messages, SMS, Whatsapp or other applications or otherwise even if my / our names appear in the Do Not Call or Do Not Disturb Register to inform me / us about the marketing schemes, promotional schemes, various financial and other products and/or offerings of other services, loyalty programs or any other aspect offered by them. I / We agree to the use of e-mails, messages, SMS, Whatsapp and/or other applications for communication or sharing of information or documents, agree to abide by the terms and conditions of such applications and agree to the risks associated with such applications or sharing of information through them. I / We agree that this consent shall continue to be valid even if the loan applied for has been rejected or closed.
18. I/ We hereby consent to receiving information from Central KYC Registry through SMS/ Email on the above registered number/ Email address.
19. I/We hereby provide our consent to the Company to obtain and/ or submit my/ our information from/ to Credit Information Company and/or information utility and/or such institution set up under the provisions of law from time to time, as and when required. I/We also authorise the Company to carry out multiple bureau checks wherever required.
20. I/We declare that am/ we is/ are not a Director/relative of a Director of TCL or we are not a firm in which any Director/ relative of a Director of TCL is interested as a partner/ manager/ employee/ guarantor or we are not a company in which any Director/ relative of a Director of TCL is interested as a major shareholder, director, manager, employee or guarantor. I/we am/are also not a senior officer(s)/relative of a senior officer of TCL. If the declaration is found to be false, then TCL will be entitled to revoke and / or recall the credit facility.
21. The Company has adopted the Tata Code of Conduct (“TCoC”) and all our employees and representatives are bound by the same. A copy of the TCoC is available on www.tatacapital.com. In case you notice any violation or potential violation of the TCoC by any of our employees or representatives, you may write to us at ethics@tatacapital.com intimating us of the same.
22. I/ We hereby consent to voluntarily submit to the Company at my/ our own discretion, the physical copy of Aadhaar card/ physical e-Aadhaar/ offline electronic Aadhaar xml as issued by the Unique Identification Authority of India (“UIDAI”) after masking the Aadhaar number for the purpose of establishing my/ our identity/ address proof in line with the Directions/ guidelines issued by the Regulatory and Statutory bodies from time to time. I/ We further give my/ our consent to the Company for verification of my/ our Aadhaar to establish the genuineness in such manner as permitted by UIDAI or under any law from time to time. The consent and purpose of collecting Aadhaar has been explained to me/ us in local language. The Company has informed me/ us that my/ our Aadhaar submitted to the Company shall not be used for any other purpose other than as per the requirements of law.
23. I /We hereby declare that the mobile number as submitted by me/us in this application is the same as the one available and registered with the Unique Identification Authority of India (“UIDAI”). I / We undertake to inform the Company of any changes therein, immediately. In case any of the above information is found to be false or untrue or misleading or misrepresenting, I /We am / are aware that I may be held liable for it.
24. The Company/ its Group Companies reserve the right to retain the photographs and documents submitted with the application and will not return the same to me/ us.
25. I/We understand that the purchase of any insurance products is purely voluntary and is not linked to availment of any other facility from the Company.
26. I/We hereby expressly authorize the Company to send me/ us communications regarding insurance products of the Company through any of the modes of communication referred above.
27. I/ We hereby consent to the Company to carry out the KYC and other requisite checks by such processes as may be permissible under law including verification of documents or details submitted for KYC purpose, accessing and procuring data from databases maintained by statutory or other authorities constituted by law, for the purpose of granting the Loan Facility referred in this form.
28. More particularly, I/ We hereby consent to the Company updating/furnishing my/our KYC data on the Centralised KYC Registry (CKYCR) or such other database or repository as may be prescribed from time to time as also access, download and procure data therefrom and rely upon the same for the purpose of KYC checks and it shall be my/our responsibility to ensure that the data is correct and updated and to immediately intimate in writing in case of any changes to the data. The Company may also verify the data in such manner as it deems fit and seek additional information or perform enhanced due diligence. I consent to receive information/intimation from the Company/CKYCR through SMS/Email on the above registered number/Email address notwithstanding my/our names and / or numbers appearing in the Do Not Call or Do Not Disturb registry.
29. I/ We am/ are aware of the Fair Practices Code and Policy for determination of Interest Rates, Processing and other charges adopted by the Company which are placed on the Company's website www.tatacapital.com.
30. I/We hereby declare that I/We have understood and read the terms & conditions given above.
Dr. Punita Kumar Sinha
Independent Director
Dr. Punita Kumar Sinha is an Independent Director of our Company. She holds a Bachelor’s of Technology degree in Chemical Engineering from Indian Institute of Technology, Delhi, and a Master’s degree in Business Administration from Drexel University. She also holds a Ph.D in Finance from the Wharton School University of Pennsylvania, Philadelphia. She also holds a Chartered Financial Analyst Charter. She is the Co-founder of the Pacific Paradigm Advisors LLP and has also served as Senior Managing Director with Blackstone. She has several years of experience in the field of management and financial markets. She has also chaired the CFA Institute’s Investment sub-committee. She has also served as an Independent Director on the Boards of several companies including Infosys Limited and JSW Steel Limited. She has been awarded the distinguished alumni award by the Indian Institute of Technology, Delhi in 2012 and the Best Woman Director award by Asian Centre for Corporate Governance and Sustainability for 2016.
Useful Links and Resources
Policies, Codes & Other Documents
Tata Capital Solutions & Services
Personal Loan
Business Loan
Vehicle Loans
Copyright © 2026 Tata Capital Limited
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
We are constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All you have to do is Click on “Allow”
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com