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KEY PEOPLE

Our Key People

Leadership Team

Leadership Team

Rajiv Sabharwal
Managing Director & CEO
Tata Capital

Rajiv, a B. Tech from IIT Delhi and PGDM from IIM Lucknow, has over 26 years of experience in the banking and financial services industry. Rajiv is currently the Managing Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Financial Services Limited, Tata Capital Housing Finance Limited and Tata Securities Limited and is also on the Board of Tata Cleantech Capital Limited, Tata Capital Pte Ltd. and Tata Realty and Infrastructure Limited.

He has served as an Executive Director on the Board of ICICI Bank where he was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion, technology and digital banking.  He has also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory Committee (Real Estate) of ICICI Prudential AMC.

Rajiv has been widely acknowledged and credited for his contribution to the growth of the Retail Banking and Real Estate & Housing Finance market in India.

He also has experience in both Venture Capital and Growth Capital investing, through stints at both Sequoia Capital and True North. He has also been on the Board of a number of early stage and growing companies in the Financial services space.

He has also served on a number of RBI and IBA committees.

Rajiv has also had successful stints with the Godrej Group, SRF Finance, GE Capital and Times Bank.

Leadership Team

Sarosh Amaria
Managing Director
Tata Capital Financial Services Limited

Mr. Sarosh Amaria is the Managing Director of Tata Capital Financial Services Ltd.

Mr. Amaria has rich experience of over 23 years with the Tata Group, having joined one of its flagship companies, Tata Motors.

He has played different roles during his journey, prominent amongst which are his role in treasury team of Tata Motors and his international assignment as Head of Treasury and Business Planning at Tata Daewoo, South Korea. In 2007,

Mr. Amaria joined Tata Capital as part of its founding team and played a significant role in setting up and growing Commercial and SME Finance Division (CSFD), catering to a wide spectrum of customers such as SMEs, mid-market companies, large corporates and PSUs. Till recently,

He was the Chief Operating Officer of CSFD, managing a book in excess of Rs. 25,000 crores. 

Mr. Amaria, a Commerce Graduate with Masters in Management from Mumbai University, is also a Fulbright Scholar from Carnegie Mellon University.

Leadership Team

Anil Kaul
Managing Director
Tata Capital Housing Finance Limited

Anil Kaul is the Managing Director of Tata Capital Housing Finance. He has spent over 2 decades in the financial services sector with extensive experience in the retail lending business. He has held senior management positions at ICICI Bank, ICICI Lombard, Citibank N.A., Standard Chartered Plc. Anil Kaul holds an MBA in Finance from the University of Lucknow.

Leadership Team

Manish Chourasia
Managing Director
Tata Cleantech Capital Limited

Manish Chourasia has over 20 year experience in origination, credit risk assessment and syndication in Asia-Pacific Region. As part of the above mentioned functional categories, he has handled various products covering project finance, mezzanine finance, acquisition finance, credit derivatives etc.

Leadership Team

Abonty Banerjee
Chief Digital & Marketing Officer
Tata Capital

Abonty Banerjee is Chief Marketing and Digital Officer at Tata Capital. She is leading the Digital, Analytics, Brand Marketing and Corporate Communication at Tata Capital and comes with a rich background in banking, financial services and Market Research. Abonty in her previous role has worked with Ernst & Young, ICICI Bank & Neilsen in Digital Strategy and Innovation, Platforms and Products.

Leadership Team

Avijit Bhattacharya
Chief Human Resources Officer
Tata Capital Limited

Avijit joined The Tata Group in 1996 as a TAS Officer in Tata Administrative Services and has worked on various assignments in the areas of automotive and financial services.

Currently Avijit is the Chief Human Resources Officer (CHRO) at Tata Capital. As CHRO, Avijit oversees all aspects of People Management, Infrastructure & Administration, Safety and Corporate Social Responsibility.

Avijit was the founding CEO of Tata Cleantech Capital Limited (TCCL), a joint venture between Tata Capital Limited and The International Finance Corporation, Washington from 2012-2015. TCCL is a specialized lender for Renewable Energy Projects, Water Management Projects and Energy Efficiency Projects. Prior to TCCL, he was the founding CEO of Tata Securities Limited (TSL) from 2007 to 2012. The primary businesses of TSL are Equity Broking, Investment Banking and Distribution. Both TCCL and TSL are subsidiaries of Tata Capital Ltd. of which Avijit was one of the founding members.

Prior to Tata Capital, Avijit worked with Tata Motors Ltd, the leading automobile manufacturer of India, from 2003 to 2007 in the Passenger Car Business and Corporate Finance. From 2003-2005, he was Head - Systems & Process and Business Excellence for the Passenger Car Business (PCBU) and Engineering Research Center (ERC) and was a member of the office of the Executive Director - PCBU & ERC. Thereafter Avijit moved to the office of Executive Director - Finance & Corporate Affairs as DGM - Corporate Affairs looking after Mergers and Acquisitions and Subsidiary Relationships.

As a TAS Officer, Avijit was involved in various assignments like the Launch of the Tata Indica, setting up of an online equity trading portal and retail broking business for Tata TD Waterhouse Securities and setting up of Concorde Motors, a captive car dealership chain.

Avijit is a B.Tech from IIT - Kanpur and MBA from IIM - Bangalore. He is a Fulbright Scholar, having undergone the Fulbright Program at the Carnegie Mellon University, USA. Avijit was recognized as a Young Leader by the British High Commission in 2013.

Leadership Team

Rakesh Bhatia
Chief Financial Officer
Tata Capital Limited

Rakesh Bhatia is currently the Chief Financial Officer at Tata Capital.

He has over 25 years diversified experience in Financial Services, Information Technology  & Manufacturing Companies.

During his career, he has led teams in India and International Markets in Business, Finance, Treasury,  Taxation,  Risk & Consulting.

Rakesh in his previous roles has worked with American Express, Oracle, Yamaha, Tupperware & IDBI.

He is a certified Chartered Accountant & Company Secretary and holds a Bachelor’s degree in Commerce from Hansraj College, Delhi University.

Board of Directors

Board of Directors

Farokh Nariman Subedar
Non-Executive Director

Mr. Subedar has vast experience in the matters of company administration, finance and taxation, and accounts. He is on the board of various Tata companies and has been closely associated with several Tata Non - Banking Financial Companies. Mr. Subedar superannuated from Tata Sons Limited as the Chief Operating Officer and Company Secretary in September 2017 after a long and distinguished tenure of over 32 years. He continues to be associated with the Group as Finance Advisor -Tata Sons. He works with the Executive Chairman and Group CFO in this new role. Mr. Subedar is the current President of the Bombay Chambers of Commerce and Industry.

Board of Directors

Nalin Shah
Independent Director

Mr. Nalin Shah, a qualified Chartered Accountant, has a rich experience in the field of finance and been an Audit Partner in major auditing firms throughout his career, initially at S. B. Billimoria & Co and later, at M/s Deloitte Haskins & Sells, Chartered Accountants. Mr. Nalin Shah has also been a member of the Accounting Standards Board of the Institute of Chartered Accountants of India ("ICAI"), ICAI's Expert Advisory Committee and a member of the Corporate Laws Committee of the Bombay Chamber of Commerce & Industry for one year. Mr. Shah is currently on the Boards of several companies including DCB Bank Ltd., Cholamandalam Investment and Finance Co. Ltd., Eimco-Elecon (India) Ltd. and Artson Engineering Ltd.

Board of Directors

Rajiv Sabharwal
Managing Director & CEO

Rajiv, a B. Tech from IIT Delhi and PGDM from IIM Lucknow, has over 26 years of experience in the banking and financial services industry. Rajiv is currently the Managing Director & CEO of Tata Capital Limited. He is also the Chairman of Tata Capital Financial Services Limited, Tata Capital Housing Finance Limited and Tata Securities Limited and is also on the Board of Tata Cleantech Capital Limited, Tata Capital Pte Ltd. and Tata Realty and Infrastructure Limited.

He has served as an Executive Director on the Board of ICICI Bank where he was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion, technology and digital banking.  He has also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory Committee (Real Estate) of ICICI Prudential AMC.

Rajiv has been widely acknowledged and credited for his contribution to the growth of the Retail Banking and Real Estate & Housing Finance market in India.

He also has experience in both Venture Capital and Growth Capital investing, through stints at both Sequoia Capital and True North. He has also been on the Board of a number of early stage and growing companies in the Financial services space.

He has also served on a number of RBI and IBA committees.

Rajiv has also had successful stints with the Godrej Group, SRF Finance, GE Capital and Times Bank.

Board of Directors

Ms. Aarthi Subramanian
Non-Executive Director

Ms Aarthi Subramanian is the Group Chief Digital Officer at Tata Sons Limited reporting to the Group Executive Chairman. A professional with over  28  years   of   experience   in   the   global   technology   sector,   Ms. Subramanian started her career with Tata Consultancy Services (TCS) and worked in diverse roles in India, Sweden, the US and Canada, thereby gaining rich experience in consulting engagements and management of large-scale technology programs as well as operations. At TCS, Ms. Subramanian was an Executive Director and Global Head of Delivery Excellence, Governance & Compliance. Aarthi was responsible for driving excellence in service delivery, governance of key programs & initiativesas well as enterprise-wide compliance. Prior to this role, Ms. Subramanian was the head of Delivery for seven years with the TCS Retail & CPG Business unit, where she was responsible for several strategic accounts and major clients. She led the team to achieve excellence in customer service through relentless customer focus, rigor in service delivery, and proactive value addition focus. Ms. Subramanian played a key role in setting up the SAP Center of Excellence in Chennai. Ms. Subramanian started her career as a graduate trainee in TCS in 1989 and she went on to become an analyst, project manager and then moved from Account Management roles to a Senior Executive role in TCS.

She holds a B.Tech in Computer Science from National Institute of  Technology, Warangal (India) and a Masters degree in Engineering Management from University of Kansas (USA).

Her hobbies include listening to music, watching movies and reading management related books. Ms. Subramanian is also a fitness enthusiast.

Board of Directors

Saurabh Agrawal
Non-Executive Director

Mr. Saurabh Agrawal is the Chief Financial Officer of the Tata Group, having joined Tata Sons Limited, in June 2017. He has completed his undergraduate degree in Chemical Engineering from IIT, Roorkee and has a post graduate management degree from IIM, Kolkata. He is amongst the most successful investment bankers in India and has over two decades of rich experience in capital markets. Mr. Agrawal has a sterling record in both strategy and execution, covering a wide range of industries. Prior to Mr. Agrawal's appointment as the Chief Financial Officer of the Tata Group, he was Head of Strategy of the Aditya Birla Group.

Board of Directors

Varsha Purandare
Independent Director

Ms. Varsha Purandare, holds a Bachelor’s  degree in Science (Chemistry) and has a Diploma in Business Management, having  varied experience of 36 years in the areas of Credit, Forex, Risk, Treasury, Capital Markets, Investment Banking and Private Equity.  Ms. Purandare was the Managing Director and Chief Executive Officer of SBI Capital Markets Limited (“SBI Caps”)  from November 2015 upto December 2018, where she was overall in-charge of SBI Caps and its five subsidiaries, covering investment banking and encompassing Equity Capital Markets, Debt Markets, Private Equity, Institutional & Retail Broking, Trustee & Foreign Subsidiaries. Prior to this, Ms. Purandare was the Deputy Managing Director and Chief Credit and Risk Officer of State Bank of India (“SBI”), where she headed the highest Credit Committee and was in-charge of the overall credit function. Besides the above, Ms. Purandare has held several positions in SBI, in India and abroad.

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