Type of Fee Applicable Charges
Rate of interest Starting from 12.5% per annum
Processing fees Up to 4% of the loan amount + GST
Documentation charges Up to Rs. 1,999
Part-prepayment charges/Foreclosure charges 5% of the part-pre-payment amount/principal outstanding at the time of part-pre-payment/foreclosure
Foreclosure report charges

Customer portal - NIL

Branch walk-in - Rs. 250
Statement of accounts charges

Customer portal - NIL

Branch walk-in - Rs. 250
Loan cancellation charges 2% of the loan amount or Rs. 5,750, whichever is higher
Duplicate NOC charges Rs. 300
Repossession charges Rs. 8,000
Stamp duty

For loan amounts of Rs. 85,000 and below - NIL

For loan amounts more than Rs. 85,000 - At actuals
Charges for delay in RC hypothecation Rs. 1,000 per month till the time of registration/noting with the authority, where RC hypothecation is pending beyond 120 days post-disbursement
PDD charges Rs. 500