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PERSONAL LOAN OVERDRAFT

Personal Loan Overdraft

Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount. Avail multiple withdrawals and part-payment facilities without any extra charges.

Know more about our offerings

Key Features
Loan amount

₹2,00,000 - ₹25,00,000

Loan Tenure

12-60 months

Interest rate starting at

13.50%

Advantages
Simple Documentation

 The documentation and paper work is minimal which keeps you hassle free.

Easy re-payment options.

 Pay interest only on utilized amount. Part-payment facility available without any extra charge.

Multiple withdrawals via online Transactions

Withdraw and pay back multiple times within the credit sanctioned/available limit.

Fixed Limit

 Limit stays fixed for 1 year for 48 Months Tenure product. Drop in limit to start post 12 Months. Limit stays fixed for 2 years for 60 Months Tenure product. Drop in limit start post 24 Months.

Simple Documentation

 The documentation and paper work is minimal which keeps you hassle free.

Easy re-payment options.

 Pay interest only on utilized amount. Part-payment facility available without any extra charge.

Multiple withdrawals via online Transactions

Withdraw and pay back multiple times within the credit sanctioned/available limit.

Fixed Limit

 Limit stays fixed for 1 year for 48 Months Tenure product. Drop in limit to start post 12 Months. Limit stays fixed for 2 years for 60 Months Tenure product. Drop in limit start post 24 Months.

Types of Overdrafts

Tata Capital offers Fixed Hybrid OD facility -

  • In fixed hybrid, the limit of the loan would remain fixed for a certain tenure and then convert to dropline for the rest of the tenure
  • For 48 months tenure PL CCOD product, limit will remain fixed for first year and dropdown starts after completion of one year
  • For 60 months tenure PL CCOD product, limit will remain fixed for first two years and dropdown starts after completion of two years

PAYMENT OPTIONS

PAY ONLINE

Pay your EMI using our website or mobile anytime, anywhere.

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