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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
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    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

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    Eligibility

     

    Salaried/ Self employed:

    • Age - Minimum- 21 Years and Maximum- 60 Years at loan maturity

     

    • Loan Amount - Minimum- ₹ 25,000 and Maximum- ₹ 3,00,000

     

    • Tenor - Minimum- 6 months and Maximum- 60 months

     

    • Residential Stability - Minimum 1 Year

     

    • Employment Stability - Minimum 1 Year

     

    • Income - Not mandatory

     

    • Loan To Value (LTV) - Up to 95%

     

    Documents required
    ID Proof

    Passport /Pan Card /Driver's License /Voter's ID/Aadhar Card Along with recent passport size photographs
      

    Address Proof

    Ration Card/Electricity Bill/ Passport

    Income Proof if required

    Salaried - Last 3 month's salary slips/ Form 16/Last 3 month's bank statement reflecting salary credits/Salary Certificate

    Self Employed - Latest Income Tax Return (ITR)

    Bank Statement

    Last 3 month's statement is mandatory

    Residence Ownership Proof

    Not mandatory

    Eligibility

     

    Salaried/ Self employed:

    Age - Minimum- 21 Years and Maximum- 60 Years at loan maturity


    Loan Amount - Minimum- ₹ 25,000 and Maximum- ₹ 3,00,000

    Tenor - Minimum- 12months and Maximum- 36 months

    Residential Stability - The residence should be self-owned (parental house is allowed)

     

    Employment Stability - Minimum 2 years

     

    Income - For Salaried- Rs.15,00,000 and For Self Employed- The business income should be Rs.5,00,000

    Loan To Value (LTV) - Up to 65%

    Documents required
    ID Proof

    Passport/Pan Card/Driver's License/Voter's ID along with recent passport size photographs

    Address Proof

    Passport/Driver's License/Voter's ID/Utility Bill

    Income Proof if required

    Last 3 month's salary slips/Form 16/Last 3 month's bank statement reflecting salary credits/3 year's ITR

    Bank Statement

    Last 6 month's statement is mandatory

    Residence Ownership Proof

    Mandatory and should be in the name of Applicant/Applicant's Parents/Spouse

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