Home Extension Loan Interest Rates And Charges

Processing Fee

Fee will vary depending on the loan amount.

Part Payment Charges

A fee of 2% (of the amount paid) + GST is applicable beyond the permitted period.

With charges of 50% of the principal outstanding.

Delay in Payment Charges

2% charge

Miscellaneous Charges

PDC Charges

₹ 850

Bouncing Charges

₹ 450

Cancellation Charges
2% of loan amount of Rs. 5,750 whichever is higher
Swapping Charges

₹ 600

Foreclosure Charges
4.5% of the principal outstanding at the time of foreclosure + GST
Foreclosure Charges for Top Ups
2% on the future principal outstanding on the existing loan + GST

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