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Travel Loan Interest Rates And Charges

Interest Rates

Our interest rates that start at 10.99% are competitive in the industry. However, interest rates depend on your travel loan eligibility, income, and other criteria.

When you apply for a Travel Loan with Tata Capital, you do not have to worry about any hidden charges. Whether it is related to processing fees, foreclosure charges, or delayed EMI Payments, all information is transparently-provided for smooth processing of your Travel loan.

Travel Loan Interest Rates Per Year

10.99% to 19%

Travel Loan Amount

Minimum ₹ 75,000 and Maximum ₹ 25,00,000

Processing Fees

Up to 2.00%

Loan Tenure

12 - 72 Months

Preclosure Fee*

Up to 4.00%

Miscellaneous Charges

Part Payment Fee

You can pre-pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee. A fee of 2% (of the amount paid) + GST is applicable beyond 25% of the principal outstanding.

Disclaimer

The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.

Detailed FAQs

The interest rate starts from 10.99%

You can get a loan amount up to ₹ 25 lakhs depending on your Travel Loan eligibility.

The frequency of repayment will depend on the schedule that you have chosen. Use the EMI Calculator to know exactly how much EMI you need to pay for your loan.

You can take up to 72 months to repay your Travel Loan. We have flexible EMI plans to meet your specific needs.

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