Travel Loan FAQs

Getting Started
Tata Capital’s Travel Loan is exactly what you need to turn your fantasy into a reality. Whether you are escaping with a loved one to a European city or treating the kids with a trip to Disneyland, we are here to take care of your travel needs. So, pack your bags as our Travel Loan is at your disposal!

Following are some the benefits of a Travel Loan:

  • The Travel Loan interest rates start at 11.25%
  • You can add a co-applicant (Spouse/Parent/Son/Daughter) and increase your loan eligibility
  • No security or guarantor needed
  • Travel Loan can be availed for international and domestic holiday
  • Minimum documentation and fast money payment
  • You can get loan as high as ₹ 25 lakhs
  • Pre-closure and part payment can be done after 6 months
  • Maximum loan term of 6 years.

The interest rate starts from 11.25%

We ask for minimal documentation for a Travel Loan which results in swift approval. Please check Eligibility & Documents requires for more details.

Our Travel Loan comes with a host of advantages such as financial flexibility, unsecured form of loan so that you can focus on making your holiday truly memorable. Our interest rates are competitive. We also make sure your loan gets approved quickly with minimal paper work.
Loan Tenure and Amount

You can get a loan amount up to ₹ 25 lakhs depending on your Travel Loan eligibility.

The frequency of repayment will depend on the schedule that you have chosen. Use the EMI Calculator to know exactly how much EMI you need to pay for your loan.

You can take up to 72 months to repay your Travel Loan. We have flexible EMI plans to meet your specific needs.

Eligibility

We have simple eligibility criteria for a Travel Loan.

Following are the details:

  • You should be in the age group of 22- 58 years
  • You should have minimum 1 year of work experience
  • You should earn a minimum salary of ₹ 20,000 per month.
  • You should be in the same job for six months.
  • Standard EMI Plan

Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined period.

1. EMI amount remains the same for the entire loan period

Ideal if  - You have a regular income

  • Step Up Flexi EMI Plan

Step Up Flexi EMI Plan offers great flexibility. This repayment option allows you to pay lower EMIs in the beginning and as your salary increases you pay higher EMIs.

1. Provides higher Travel Loan eligibility

2. Pay more when you can afford

3. Helps to manage income flow efficiently

Ideal if - You expect your income to increase at regular intervals.

Know How It Works

Tata Capital Travel Loans start at ₹ 50,000 and go as high as ₹ 25 lakhs.  You can fill in an application form online, upload your documents and get instant approval. The loan amount will be credited in your bank account within a couple of days!

Online

We are with you any time of the day. We are digital completely.

Phone

Our customer support team is more than happy to help you, always.

Branch

Walk into any of our nearest branch to apply for a Travel loan.

Mobile App

You can apply for the Travel Loan through our mobile app. Our mobile app will also help you keep an eye on your loan balance.

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE