Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Nothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it.
View their range of investment solutions for financial planning & wealth creation.
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Tata Capital provides easy Microfinance Loans available at attractive interest rates. Avail a loan up to Rs. 2 lakhs through a simple process with minimal documentation. Get flexible tenures up to 36 months and repay your Microfinance loan EMI as per your convenience.
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it.
View their range of investment solutions for financial planning & wealth creation.
Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Whether it is backpacking through the mountains or you want to globetrot to your favourite destination, Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure. Our Travel Loan is simple, easy and fast. It covers all the expenses related to your travel, such as, airfares or any kind of transportation, hotel fares, tour packages, travel gear/accessories, or any type of expenses that are associated with your travel.
To avail a personal loan for travel with Tata Capital, just produce your identity proof, salary slips, address proof, income proof, employment certificate, and you're ready to apply!
Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.
PLANNING TO TAKE A PERSONAL LOAN?
Watch this video to find out more about Tata Capital Personal Loans. Planning for a holiday abroad, your child's higher education, a home renovation or even a wedding in the family? No matter what the occasion is, Personal Loans from Tata Capital help you take care of any financial responsibilities effortlessly.
Your holiday plans can be funded easily with Tata Capital Travel Loan. We provide quote immediately and funds are credited in your bank account within a couple of days.
Minimal Paper Work
We won’t waste your time making you run around doing extensive paper work. You can just focus on making your trip memorable.
No Collateral
Our Personal Loan for Travel comes with no extra baggage. We don’t ask for any collateral or security.
Easy Repayment
You have the flexibility and control on how you want to repay your travel loan. Choose the EMI option that best suits your needs.
Quick Loan
Your holiday plans can be funded easily with Tata Capital Travel Loan. We provide quote immediately and funds are credited in your bank account within a couple of days.
Minimal Paper Work
We won’t waste your time making you run around doing extensive paper work. You can just focus on making your trip memorable.
No Collateral
Our Personal Loan for Travel comes with no extra baggage. We don’t ask for any collateral or security.
Easy Repayment
You have the flexibility and control on how you want to repay your travel loan. Choose the EMI option that best suits your needs.
We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan is simple and quick. For a swift approval, keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score.
Also, you must meet the following eligibility conditions to secure a personal loan for travelwith Tata Capital –
Travel Loan eligibility for Salaried individuals
Age should be between 22 to 58 years
Minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
Travel Loan eligibility for Self-Employed individuals
Why should you consider availing of a travel loan?
A Travel Loancan help you finance domestic and foreign trips without breaking your deposits. In fact, borrowing a vacation loanmakes perfect sense in the following situations:
To avoid spending a lump sum amount on a luxury vacation trip
Instead of liquidating your investments like FD or RD, you prefer taking a tourist loanfor foreign vacations
You are facing a cash crunch but don't want to postpone your vacation plan with loved ones
You are confident about paying the loan EMIs on time, as you're earning well
What are the things you should consider before applying for a travel loan?
If you have been bitten by the travel bug, you know how travel expensescan pile up quickly on vacations. So, before you borrow a personal loan for travel, make sure it covers for the following travel-related costs expenses at affordable travel loan interest rates –
Accommodation cost
Travelling costs
Tickets
Airfares
Insurance
Tour packages
Food expenses
Visa fees
And more!
How does the Repayment Process works?
When you take a vacation loanfrom Tata Capital, you don't have to fret about the repayment. We offer loan amounts of up to Rs. 35,00,000 for a tenure ranging from 12 months to 72 months.
You can choose the EMI option you find convenient and make tour loanrepayments online or offline as per your preference.
What is a Travel Loan EMI Calculator?
Travel Loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. You can pre-pay part of the loan any time after 6 months of availing a Travel Loan without any penalty or additional fee. Use the EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our personal loan for Travel EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
Pre-payment of a travel loan involves repaying a large instalment of your loan before the due date. The Travel Loan pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor etc. Calculate your Travel Loan EMIs now.
Your Ultimate Travel Checklist
Before you apply for a Travel Loan, make sure you consider the following things to help you plan the ideal getaway.
Choose your destination
The first step to any successful vacation is deciding on the destination. Do you and your loved ones enjoy spending time on the beach or surrounded by the mountains? Is there a specific exotic place that has always been part of your bucket list? Once you choose where you want to go, you will be able to plan your itinerary better. This will play a vital role in applying for the Travel Loan.
Research is your best friend
Once you have narrowed in on where you want to go, begin researching everything you can about your destination. By using online resources and talking to people who may have visited the place before, find out everything you can. This includes information about tourist spots, food, local transportation, and activities that you should not miss out on. Even the smallest details can have a huge impact on your holiday.
Budget everything
This is a crucial step before applying for a Travel Loan. Based on your research, you should be able to draw up a detailed budget plan including food costs. In addition to the usual costs, also set aside a nominal amount to address any contingencies. Be prepared.
Set up an itinerary
While it is important to be spontaneous during your vacation, it is better if you draw up a rough schedule for your overall stay. This will help you when it comes to your stay and will make sure you don’t miss out an experience of a lifetime.
Assess your existing funds
Consider all available funds at your disposal. This plays a crucial role in determining how much money you need to apply for through the Travel Loan.
Apply for the Travel Loan
With just minimal documentation and absolutely no security, you can apply for a Travel Loan in an easy and secure manner. Based on your travel loan eligibility, we will instantly release the funds, so you can jet off on your ideal getaway.
PLANNING TO TAKE A PERSONAL LOAN?
Watch this video to find out more about Tata Capital Personal Loans. Planning for a holiday abroad, your child's higher education, a home renovation or even a wedding in the family? No matter what the occasion is, Personal Loans from Tata Capital help you take care of any financial responsibilities effortlessly.
Find the right loan for you
You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.
Your wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.
We know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.
Fantasizing about jetting off to an exotic locale? You can now make it happen. Our process is simple, and we let you customise the repayment option according to your convenience. Fulfill all your travelling needs with Tata Capital Travel Loan.