Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Nothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it.
View their range of investment solutions for financial planning & wealth creation.
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Tata Capital provides easy Microfinance Loans available at attractive interest rates. Avail a loan up to Rs. 2 lakhs through a simple process with minimal documentation. Get flexible tenures up to 36 months and repay your Microfinance loan EMI as per your convenience.
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it.
View their range of investment solutions for financial planning & wealth creation.
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too. A Personal Loan for Marriage enables you to pay for anything related to your special day. From covering the venue booking fee to meeting miscellaneous overheads, a wedding loan helps you fill all the financial gaps fuss free.
We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life. Opt for a marriage loan up to 35 Lakh to meet your wedding expenses and make the occasion memorable, without stressing over every rupee.
Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.
PLANNING TO TAKE A PERSONAL LOAN?
Watch this video to find out more about Tata Capital Personal Loans. Planning for a holiday abroad, your child's higher education, a home renovation or even a wedding in the family? No matter what the occasion is, Personal Loans from Tata Capital help you take care of any financial responsibilities effortlessly.
Let us take your big day to the next level. We’ve made our Personal Loan for Wedding process nearly paperless, digital and convenient for you to plan your wedding meticulously.
No Collateral
We offer you unsecured Personal Loan so that you don’t have to attach your car or home as collateral.
Flexible Repayment Options
You have the flexibility and control on how you want to repay your personal loan for wedding. Choose the repayment option that best suits your needs.
Zero Charges on Part Repayment
You can pay part of your Personal Loan for Wedding amount early at no extra cost!
Minimal Paperwork
Let us take your big day to the next level. We’ve made our Personal Loan for Wedding process nearly paperless, digital and convenient for you to plan your wedding meticulously.
No Collateral
We offer you unsecured Personal Loan so that you don’t have to attach your car or home as collateral.
Flexible Repayment Options
You have the flexibility and control on how you want to repay your personal loan for wedding. Choose the repayment option that best suits your needs.
Zero Charges on Part Repayment
You can pay part of your Personal Loan for Wedding amount early at no extra cost!
Get up to Rs. 35 lakhs as personal loan for marriageto throw the wedding of your dreams, and at attractive interest rates and minimal documentation.
Longer Loan Tenure
We offer some of the longest tenure options for wedding loans in the market. From 12 months to 72 months, choose the one you prefer.
Seamless Application Process
You don't need to run from pillar to post while filing the marriage loanapplication. We offer a paperless application process online for your utmost convenience.
Excellent Customer Service
Got a question? Need some help navigating the application process? Our ever ready representatives are always at your service to clear any doubts you may have about personal loan for wedding.
Why Should You Take a Marriage Loan?
Taking a personal loan for weddinghas the following benefits –
Online Application – No need for physical visits. We offer easy and paperless application process online.
No Collateral – With us, you don't have to pledge collateral to get the loan amount you want.
Nominal Paperwork – Just produce some basic documents and get the approval for personal loan for marriage.
Speedy Processing – We don't take too much of your time. Upon verification, we sanction the wedding loanin a couple of hours, not days.
Flexible Repayment Options – You can pick the tenure best suited to your repayment capacity and adjust EMIs according to convenience.
What is the eligibility criteria for a Marriage loan ?
The basic marriage loan eligibilitycriteria include –
Age – You are eligible to apply for a wedding loan if you are between 21 to 58 years old.
Monthly income – You must be earning at least Rs. 20,000 every month to be eligible for a marriage loan.
Work stability – Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage
What are the documents required for a marriage loan?
We will check basic paperwork to verify your application and approve the loan. Here is a list of the necessary marriage loan documentsyou will need to apply –
Photo Identity Proof: Documents like Aadhar card, Voter's ID, etc., to verify your identity
Income Proof: A copy of your bank statements of the past six months
Salary Slips: Salary slips from the last three months
Proof of residence: A copy of Passport/Utility Bill/Ration Card
Employment certificate: To establish one year of continuous employment at your present organisation
To speed up the application process, prepare the documents before you apply for marriage loan.
What are marriage loan interest rates?
Like every other loan, wedding financealso comes at a cost. When you borrow a loan for wedding, you will need to pay a percentage of the borrowed amount as interest. It basically tells you the loan cost. So the lower the interest rate, the better. Tata Capital offers some of the most competitive marriage loan interest ratesin the market.
What are the things you should do before taking a wedding loan?
Did you know your dream wedding can now come to life without any financial worries? Yes, with a wedding loan.Here’s how you can have your cake and eat it too.
Settle on a budget early on
Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.
Keep track of your finances
You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, even with a marriage loan, it is important to maintain a wedding expense tracker.
Research everything
It is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.
Apply for a Personal Loan for Wedding
Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for the Personal Loan for Wedding and start ticking off items from your wedding checklist.
What are the basic requirements to get your Wedding Loan approved?
Getting a Wedding Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details:
Your personal details including your PAN number, CIBIL score & KYC documents
Copies of your pay slips, address proof and bank statements
You can apply for a wedding loan by just filling up your basic details.
Document Submission
Post receiving your loan eligibility, furnish the required documents to take your application ahead.
Verification
We will verify your wedding loan application; and submitted documents.
Approval
Post approval, the loan is sanctioned.
Disbursal
Receive the required wedding loan in your bank account - it's that simple!
PAYMENT OPTIONS
PAY ONLINE
Pay your EMI using our website or mobile anytime, anywhere.
DROP A CHEQUE
Select a nearby branch to drop a cheque at your convenience.
PLANNING TO TAKE A PERSONAL LOAN?
Watch this video to find out more about Tata Capital Personal Loans. Planning for a holiday abroad, your child's higher education, a home renovation or even a wedding in the family? No matter what the occasion is, Personal Loans from Tata Capital help you take care of any financial responsibilities effortlessly.
Tie the knot in style with this handy guide
Did you know your dream wedding can now come to life without any financial worries? Here’s how you can have your cake and eat it too.
Settle on a budget early on
Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.
Keep track of your finances
You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, it is important to maintain a wedding expense tracker.
Research everything
It is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.
Apply for a Personal Loan for Wedding
Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for the Personal Loan for Wedding and start ticking off items from your wedding checklist.
FAQS
What is a Personal Loan for Wedding?
Funding your big day can add up to be an expensive affair. From vendors to renting a venue, the costs tend to add up. To ensure you have your dream wedding, we offer a comprehensive Personal Loan for Wedding that addresses your every need.
Why should I take a Personal Loan for Wedding from Tata Capital?
Here’s why our Wedding Loan are the perfect match for you:
We don't ask for any security for the Marriage Loan
We are completely digital with minimum paperwork
We let you decide how you want to repay the loan
We offer you competitive personal loan interest rates
We offer loans up to Rs 35 lakhs
We give you an instant online approval.
What are the documents required for a Personal Loan for Wedding?
We ask for minimal documentation. You need to share the following documents:
You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.
Your wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.
We know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.