Home Renovation Loan Interest Rates And Charges

Interest Rates Per Year

Starting from 10.99%

Loan Amount

Minimum ₹ 75,000

Processing Fees

Up to 2.00%

Tenure

12 to 72 months

Preclosure Fee*

Up to 2.00%

Part Payment Fee

You can pre-pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee. A fee of 2% (of the amount paid) + GST is applicable beyond 25% of the principal outstanding.

Miscellaneous Charges

Other Charges

Post Dated Cheque charges, Loan cancellation, Dishonored cheque or Rejection of ECS, Post-dated cheque swapping charges, Account maintenance charges, CERSAI, Collection agency and legal charges also apply.

Disclaimer

The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.

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