You require proof of income (copies of salary slips for the last two months) to be eligible for a Rs 90000 personal loan by Tata Capital.
Category | Charges on Rs. 90,000 loan |
---|---|
Processing Fees | Up to 4% of loan amount+GST |
CCOD Annual Maintenance Charges (For customers opting for flexible funding option such as PL Overdraft) | 0.25% of reduced assigned limit or Rs 1000 whichever is higher at the end of 13th month |
Collection Charge (For payment through cheque made out to a non-local branch) | Outstation collection charge ‘At Actuals’ |
Statement of Accounts (For hard copy in case of branch walk-in) | Rs 250+GST |
Loan Cancellation Charges (After disbursal) | 2% of the total loan amount or Rs 5750 whichever is higher |
Payment Instrument Swapping Charges (For swapping eMandate or post-dated cheques from another account) | Rs 550+GST per instance |
Duplicate Repayment Schedule Charge | Rs 550+GST per instance |
Duplicate NOC | Rs 550+GST per instance |
Pre-payment Charges (After 12 months lock-in period, allowed once per year) | 4.5% on amount over and above 25% of principal outstanding and up to maximum 50% of principal outstanding |