Category Charges on Rs. 90,000 loan
Processing Fees Up to 4% of loan amount+GST
CCOD Annual Maintenance Charges (For customers opting for flexible funding option such as PL Overdraft) 0.25% of reduced assigned limit or Rs 1000 whichever is higher at the end of 13th month
Collection Charge (For payment through cheque made out to a non-local branch) Outstation collection charge ‘At Actuals’
Statement of Accounts (For hard copy in case of branch walk-in) Rs 250+GST
Loan Cancellation Charges (After disbursal) 2% of the total loan amount or Rs 5750 whichever is higher
Payment Instrument Swapping Charges (For swapping eMandate or post-dated cheques from another account) Rs 550+GST per instance
Duplicate Repayment Schedule Charge Rs 550+GST per instance
Duplicate NOC Rs 550+GST per instance
Pre-payment Charges (After 12 months lock-in period, allowed once per year) 4.5% on amount over and above 25% of principal outstanding and up to maximum 50% of principal outstanding