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To avail the Pradhan Mantri Awas Yojana, one must meet the following eligibility criteria –
The annual household income of the beneficiary must meet the criteria defined for the various categories as mentioned in the table below. One is eligible to avail the PMAY subsidy scheme provided they fall under any one of the four categories – Economically Weaker Section or EWS, Lower Income Group or LIG, Middle Income Group or MIG I, and Middle Income Group II or MIG II.
The beneficiary or any other member of the beneficiary family must not own any pucca house in any part of the country.
The beneficiary or any other member from the beneficiary’s family must not have availed subsidy under the CLSS scheme.
The borrower’s family must have at least one female member appointed as the owner or co-owner of the property (applicable only for the EWS and LIG categories
The carpet area of the property must be within the limits specified for the various categories, as mentioned in the table below.
|Category;||Annual Household Income (in Rs.)||Carpet Area (in square metres)||Female Ownership or Co-Ownership|
|EWS||Upto 3 lakhs||Must not exceed 30 sq. mts.||Mandatory|
|LIG||3 lakhs – 6 lakhs||Must not exceed 60 sq. mts.||Mandatory|
|MIG I||6 lakhs – 12 lakhs||Must not exceed 160 sq. mts.||Optional|
|MIG II||12 lakhs – 18 lakhs||Must not exceed 200 sq. mts.||Optional|
To avail the Pradhan Mantri Awas Yojana, the following documents are required –