Processing Fee

Up to 2.75% of the loan amount + GST

Penal interest/Additional Interest

3% on Overdue Amount per month + GST

Miscellaneous Charges

Bounce Charges

₹ 2000 for every Cheque/ Payment Instrument Dishonour + GST

Mandate Rejection Service Charge

₹ 450 + GST

(Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.)

CCOD Annual Maintenance Charges

0.25% on Dropline Amount or ₹ 1000 whichever is higher per year will be deducted from the limit and shall be payable at the end of the 13th month 

Document Processing Charges

₹ 999 + GST

Outstation Collection Charges

₹ 100 + GST per repayment instrument

Statement of Accounts

Soft Copy – Nil

Branch walk in - ₹ 250 + GST

Foreclosure Charges

4.5% on the future principal outstanding on existing loan + GST

No Foreclosure is allowed in first 9 months

Foreclosure Charges for Top Up

2.25% on the future principal outstanding on existing loan + GST

Foreclosure charges shall be levied only if new rate is lower than existing rate.

Foreclosure Charges in CCOD Cases

4.5% on the Dropped down limit amount + GST

No Foreclosure is allowed in first 9 months.

Loan Cancellation Charges

2% of loan amount or ₹ 5750 whichever is higher + GST

Instrument Swap Charges

₹ 550 + GST

Duplicate Repayment Schedule

Soft copy - Nil

Branch walk in - ₹ 550 + GST

Duplicate NOC

₹ 550 + GST

Foreclosure Letter Charge

Soft copy – Nil

Branch walk in - ₹ 199 + GST

Post Dated Cheque Charges

₹ 850 + GST

Disclaimer

  • The fees/charges indicated above are subject to revision at Tata Capital’s discretion from time to time.
  • Customers who have taken a loan before 15th April 2019 need to refer to the loan agreement and schedule of charges for applicable rates.
  • For the definitions of the above charges, please refer to the Master Terms & Conditions sheet.
  • Soft copies of documents mentioned in the table above will be provided free of cost. For hard copies, please refer to the above table for the applicable fees & charges.

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