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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    BACK
    Overview
    Our Vision
    Our Values
    Our Offerings

    Overview

    WHO WE ARE

    Innovation. Backed by over 150 years of Service.

    Great companies are built with great products on the foundation called trust. We are twelve years old but backed by over 150 years of service. We’re proud to be partners with businesses that have grown over the years as we have. The Corporate Finance Division has a dedicated team of professionals who design products and services that will help your business grow.

    At Tata Capital, we have, over the years, come to understand that when we increase value to our customers, we are able to discover potential enhancements. This has enabled us to create options for our customers that go beyond adding new features to our products. It has propelled productivity, our experts are delivering more than before, surpassing industry standards, and that has resulted in better customer satisfaction.

    CORPORATE PRESENTATION

    Tata Capital continues to surge ahead of competition with the sole aim of providing the right financial solutions to our customers. As a company, we believe in growing the right way. Our efforts are and will always be channeled towards bringing wholesome, stable gains for our stakeholders.

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    Our Vision

    Our Mission

    We will only do what's right - for all our stakeholders, including our employees, customers and society at large.

    Our Culture

    Know

    Knowledge. It is what empowers to us to make a difference in the lives of our customers. It is the fuel that will power the engine of innovation. It is what will enhance our ability to predict the change and adapt quickly and effectively. So, let us begin each day with a strong desire to know more, for only when we strengthen our pursuit towards excellence.

     

    Care

    Care. It is at the core of all our relationships. It is what forges bonds that endure the test of time. It is about demonstrating humility and understanding towards all. Care is an appreciation of the truth, that in unity and in keeping 'we' before 'me', we will truly progress.

     

    Do

    Do, it is what separates aspirations from reality. It calls for a heightened sense of responsibility and passion to give our best at all times. And to 'Do Right' is a higher calling. It calls for integrity - a constant practice of honesty, transparency and fairness. It calls for courage. So, let's do right, for it is what gives us our unique identity, our unique strength. 

    Our Values

    The following 5 Tata Values should be the driving force for all Tata businesses as they work towards delivering sustainable profitable growth in their respective sectors: 

    • Integrity

    We will be fair, honest, transparent and ethical in our conduct; everything we do must stand the test of public scrutiny.

    • Excellence

    We will be passionate about achieving the highest standards of quality, always promoting meritocracy.

    • Unity

    We will invest in our people and partners, enable continuous learning, and build caring and collaborative relationships based on trust and mutual respect.

    • Responsibility

    We will integrate environmental and social principles in our businesses, ensuring that what comes from the people goes back to the people many times over.

    • Pioneering

    We will be bold and agile courageously taking on challenges, using deep customer insight to develop innovative solutions.

    Our Offerings

    The Commercial Finance* business helps small, medium and large corporates grow their business. Our range of offerings includes Term Loans, Working Capital Loans, Channel Finance, Equipment Finance, Lease Rental Discounting, Bill Discounting, Letter of Credit and Bank Guarantee**.

    Tata Securities Limited (TSL), a wholly-owned subsidiary of Tata Capital Limited holds a Category | Merchant Banking license from the Securities and Exchange Board of India (SEBI ) to carry out merchant banking business. Our Investment banking business provides a broad range of services, including equity capital markets transaction execution, underwriting, mergers and acquisitions advisory, structured finance advisory, private equity advisory and infrastructure advisory.

    Tata Capital acts as Investment Manager to Private Equity Funds which identify and invest into target companies with significant growth potential, nurture them and exit profitable.

    The Asset Finance* business caters to the specialized needs of the infrastructure sector. Our range of offerings includes Equipment Finance, Project Finance, Equipment Rentals, Working Capital Loans, Bill Discounting/ Factoring, Refinance, Top Up Loans and Loan Syndication.

    Tata Capital Wealth Management offers a range of Investment Advisory services and markets third-party investment products like Portfolio Management Services, Private Equity and Venture Capital Funds, Structured Products, Mutual Funds, Fixed Deposits and Bonds.

    Our wide range of Consumer loans* such as Home Loans^, Auto Loans, Personal Loans, Business Loans, Education Loans, Loans against Property, Loans against Shares. 

    The Tata Card combines the convenience of a powerful credit card with a rewarding membership to the Empower program. The credit card allows customers to earn points and membership to the Empower program, India's first multi-brand loyalty program, offering them the advantage of redeeming these points across several loyalty partners.

    Tata Capital Cleantech Limited (TCCL) is a joint venture between Tata Capital Limited and International Finance Corporation (IFC), a member of the World Bank Group. TCCL is a focused initiative to assist, via financing and advisory services, companies that promote clean technology. TCCL will focus on the key areas such as Energy Efficiency, Renewable energy generation projects, such as wind power, small hydropower, solar power, bio-mass and waste treatment, Water management projects and Projects that aid carbon footprint reduction.

    The alliance of Tata Capital and Century Tokyo Leasing Corporation (TC-Lease) brings you comprehensive & innovative solution-oriented financing services by leveraging the combination of leasing, financing knowledge and domain expertise.

    * Offered by Tata Capital Financial Services Limited.
    ^ Offered by Tata Capital Housing Finance Limited.
    ** Offered through our associate Banks.
    # Tata Card is the White Label Card issued, established and operated by the State Bank of India with TCFSL only marketing and distributing the card.

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

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