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The 3 How’s of deciding the right EMI

How soon do you want to pay off the loan Used Car?

How much can you afford to pay in a month?

How much of an interest rate are you comfortable with?

Fixed EMI

You get to choose the Used Car Loan EMI Plan that suits your cash flow. Under Fixed EMI, the interest and principal component charged to you is fixed during the entire loan tenure.

  • EMI amount remains the same for the entire used car loan period
Ideal if
You have a consistent income
Structured EMI

Our Structured EMI option allows you to select a repayment method that suits you best.

  • Customised EMI options as per your requirement
Ideal if
You expect your income to increase at regular intervals

How much EMI do you need to pay?

Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. We provide Used Car loan tenure up to 60 months.

You can choose your EMI amount that you are comfortable with by using the Used Car Loan EMI calculator.

How can you repay the Used Car Loan?

The loan can be repaid through ECS, Direct debit and post-dated cheques drawn on "Tata Capital Financial Services Limited".

You can prepay the loan, if you are closing it fully. However, we do levy a prepayment charge. For more details, view our service charges.

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