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Getting Started

Here’s why our Used Car Loan is perfect for you:

  • Quick loan payment
  • Easy documentation
  • Spot Approvals
  • Attractive Interest Rates


Yes, you can avail a loan on your existing car. Up to 120% of the existing value of your car shall be available as cash at your disposal subject to a maximum of ₹ 20 lacs.

The stages of availing a Used Car Loan include:

  • Application
  • Documentation
  • Processing
  • Sanctioning of the loan
  • Disbursement

Yes, we do offer funding up to 100% of the ex-showroom price on select models, subject to the applicant meeting our underwriting criteria.

We finance almost all passenger cars and multi-utility vehicles manufactured by India's leading automobile companies. Imported vehicles are also funded on case-to-case basis.


You can approach us in any of the following ways:

Write to or SMS 'Auto' to 56161561.

Yes, you can apply for a Tata Capital loan in any of the major cities in India including Mumbai, Pune, Bangalore, Kolkata, Chennai, Noida, New Delhi, Hyderabad and Vizag.

EMI Options

No, the EMI is fixed for the life of the loan. However, we offer flexible solutions to fit your requirement.

At Tata Capital, we offer Used Car Loans with multiple repayment options. Our Flexi EMIs allow you to choose a plan that suits your need as per your cash flow.

Fixed EMI

You get to choose the Used Car Loan EMI Plan that suits your cash flow. Flexible EMI plans include. Under Fixed EMI, the interest and principal component charged to you is fixed during the entire loan tenure.

  • EMI amount remains the same for the entire used car loan period

Ideal if

You have a consistent income


Structured EMI

Our Structured EMI option allows you to select a repayment method that suits you best

  • Customised EMI options as per your requirement

Ideal if

You expect your income to increase at regular intervals

Loan Details

Once we have all your documents with us, it generally takes about 30 Minutes for us to approve your loan request.

It takes us 24-36 hours from the completion of documentation to sanction a used car loan.

No, the tenure, once selected, is fixed for the life of the second hand car loan.